Down with credit slavery - we are proudly lending from friends as equal in equal. Here are 10 cunning tricks for living in debt.
Do concessions
Need ten thousand until September? Ask fifteen to the new year. Psychologists (who themselves are nichebrudes and know what they say) claim that people are more willing to fulfill requests, if you think that you are ready to make a concession and temper appetites. "Fifteen pieces? Eh, well, then, then dozen, and yet the Fichrah I will ask the ring. "Go to proven people
And again, psychologists come to the aid to help us, who are advised to take into debt among those who have already helped us. From childhood, they were idle into the heads, as well to be consistent, logical and solid in convictions. The buddy, who twisted you a pack of assignments last year, simply won't find a reason to refuse - and he does not want to look for him, because otherwise it will come out that he is the personality windy and non-permanent.Do not come from afar
Having gathered to alleviate the neighbor's pocket, do not brow around and about, asking about the health of the family, cat and ficus. When after all these reversals you lay out the cards on the table, a person will have a feeling that he, like a fool, half an hour complained about the tormenting dew, and you did not listen. All, sympathy for you no longer see.Be clear and hard
Do not make a gymnasium. There is nothing to be ashamed of here - everyone has black times. I didn't mock humiliated "I could not ... Wouldn't you ...". Questions that begin with "not" and provoke a person to failure. Look into the eyes and voice of extrasens of the Kashpirovsky hypnotization of the opponent: "Let's give me a debt of seven karasi." With such a strong person will not argue.Do not allow yourself to ride
Sometimes a man who saved you with a couple of thousands, decides that for this money he acquired a nanny for his heirs, a boy in whisen and personal secretary. Refuse to fulfill small requests somehow uncomfortable - all of how you should. But folk wisdom says that it is uncomfortable to fill a fur coat into panties, and say polite and solid "no" to try to use itself - convenient and even necessary.Do not play silence
I swore to return the debt to Saturday, and to the weekend it was found that your proud battleship never moved from the mel? The worst thing to be done in this position is to simulate amnesia and play in the invisibility person. Call the creditor before Friday, honestly admit that you cannot give a debt now, and it is necessary to appoint a new term. You will save a friend and seek an honest person.Brasing credit history
Even soulless banks are more willing give loans to reliable borrowers, what to talk about soft-hearted friends! Psychologists (yes, they do not pay a salary at all, what?!) They say that "give three kosary" it sounds less convincing than "give three kosary, I need to give thirty thousand apartment hostess today, twenty I took the Arkady, seven uncle Threw, so you need to find somewhere else. " Yes, you are a serious person, once Kurkool Arkady was not afraid to lend you with such huge money.Play greed
If the amount is great, and his friend does not miss, offer it to return debt with a percentage. The bank would have sold you a third amount, and 10% will be enough with a buddy.Return beautiful
When we need, we are ready to fly on the crosses at least to another end of the city at midnight. And how time comes to give a debt, immediately becomes uncomfortable and underwear - and there are no traffic jams, and there is no time, and where I will go for the night looking. No, be kind to come exactly there, where the lender will ask, not late for a minute.Say thank you
Holders of black belt for clothing always adopt to the debt of some cute trifle - a box of chocolate or a bottle of Limoncello. Let the lender remember that he always receives a pie from you with a shelf and sincere appreciation for his benefit.