We all dream to live so that no money should be considered, and at the same time some miracle had enough for a decent vacation, and on a campaign to the theater, and on the klyatu mortgage. That's just not very much. The wife / husband (or someone is the same for the same) constantly says "you do not know how to save", and you from the word "save" nauseous. In fact, save - does not mean to climb the budget, to keep out other people's pickups and eat the breathtaking. On the contrary, the correct savings will help significantly increase the standard of living.
1. Allow yourself to look luxurious, do not buy cheap things - they are too short
All a hundred times heard. But for some reason no one does it. The house is lit by pile of penny rags, in the refrigerator disappeared "discount" yogurts, but still tomorrow we will go to the store and come on the same rake! Please, at least once strangle your toad before she strangles you, and buy, for example, shoes are three times more expensive than your ordinary shoes. They will serve you five times longer and all this time will look like shoes, and not like lapties. And no overdue yoghurts, pliz.2. Allow yourself to play a "terrible eye", make a list of income and expenses
Nasty, tedious, boring, stupid ... We know. We know that they have already tried a million times and to no avail. We know that they were injured on the mobile application, painted your own file in Excele and bought a special notepad. And the fact that all this hangs out without doing - also know. But it is necessary to make an effort once again and hold out at least a month. Try to start playing "Zhadyin". Allow yourself to make fun of your own "misfortune", pretend to "Gobsek" and write down, write down !!! A month later, you just wish will throw started, and in two - you yourself will be surprised how simple it is.
3. Allow yourself to live to a hundred years, health - article, no need to greed
No matter how much years you have now - decide on health expenditures. And no "expensive, somewhere then, when grabbing." Develop a medstrash, pick up a clinic, find a personal therapist, in the end. This is your attachment number one. And the sooner you make your first contribution, the less you have to spend later. Clear which of us thinks about pensions? It is somewhere far away, and the vacation will be in a month. That's just it may happen that one day you have to choose between a cutlet and tablet. Do you need it? Allow yourself to be healthy!4. Allow yourself financial freedom, calculate your mortar minimum
Sit and make a list of mandatory costs for a week, month and year. You will be surprised, but they are not so much. Note, the new Wet and Summary and Concert of Rammshteina is not from here. Even gasoline with beer is a completely different article. Name these expenses somehow scary, for example, the "Shameburator's shares" or "not paying - hell" and pay first. After that, you will have just a lot of money that you can spend as you just want.
5. Allow yourself to become inspired, no ill-conceived risks and adventures
"Who does not risk - he does not drink champagne," - an excellent phrase and a wonderful motivator. However, all the stories of "amazing success", about which we love to read (and write) are based on a hard plan, supported by the "Saving Financial Pillow". Units from successful people started and won, having one only trump hest on their hands. This does not mean that you will not be lucky for anything and that you are doomed to stag. This means - to death seven times before cutting off.6. Allow yourself order and cleanliness, do not be lazy to be neat
Neat storage, care, timely cleaning, dry cleaning and repair - not only increase the service life of the property, but also increase your self-esteem. Nice, damn it, look like a needle. Nice to come to a well-kept home. The habit is produced very quickly, the main thing from a week to transfer another desire to postpone the household for later.
7. Allow yourself curiosity, look for things for the price setting you
And it does not contradict the item first, but on the contrary complements it! If you decide to be economical and do not regret money on expensive, high-quality things or products, be both curious at the same time. Do not be lazy to get to the good market, wholesale point or decent hypermarket outside the city. Do not hesitate for seasonal discounts, sales and all sorts of "coupons". Read news and subscribe to updates discount resources. Remember that all millionaires do it!8. Allow yourself to win, the ability to bargain - the quality of a smart person
Inability to ask for a discount, demand to reduce the price for the goods from the showcase or the torn button - no intelligence, but the shamefulness of the herd sheep. For this, the ear traders are laughing at us and the handles are happily rubbing, when we are taking care of what they have been dealt and thank you for this. But this is our right and our pure gesheft with you. Travel and win!
9. Allow yourself to be a loan, sometimes hire a professional cheaper
Time is money. If your hour costs more than professional hour - nothing to think about something! Call special and let him make your business quickly and efficiently. Installation of plumbing, painting of walls and repair of a computer - all these things are easily surrendered to outsourcing. Another question is if you are able to pave the network yourself and it will not be difficult for you, but save several thousand rubles. Or maybe a lawn haircut for you is not a cat cargo, but rest. Then forward!10. Wear with you only the required amount
If you tend to get involved in shopping, if you can not resist the temptation, if you used to buy products not on the list, but how "the heart tells", set the fixed amount of cash, from which you leave the house. And no penny ... But in order not to be sorry for yourself, and there was no feeling of "depridation", once and for all, let me go back at any time and buy a loved thing. Funny, but almost no one comes back.
11. Allow your own style, be original - cool
A good dear stylist will make you not just a handsome man or beautiful, but will save you more than a decent amount. A unique carefully selected style in clothes will save you from eternal chase for fashion. And as a result, from unnecessary meaningless spending to look cool. Fashion will lose their power over you and forever. And there will be no longer bought shoes with spikes and mint-colored blouses that you throw the day after tomorrow, because the mint you are not to the face, and everyone has long been worn yellow.12. Do not believe advertising, do not get on the beautiful packaging
Just do not believe and do not turn. And not even because advertising is lying, and you throw the packaging. And because the advertising budget and the cost of all these beautiful boxes, bags and bows you pay from your already very appropriately distributed means. Well, and if I really want, rightly non-night - spit on everything and buy! After all, the meaning of saving is not to limit oneself. And in order to allow yourself.