A modern person has to be in the rapid rhythm of modern life. Quickly have to do everything, it is often necessary to use the rapid loans, for which only one passport is sufficiently sufficient.
As soon as domestic banks began to issue loans, consideration of applications (no matter what amount was discussed) the financial organization was working for a long time - up to 10 days. To apply, I had to collect a lot of references for different instances, find the guarantor, provide mortgage property. Over time, banks have become more and more, competition has intensified, and new credit proposals began to appear, which take into account the requirements of various borrowers, including those that need urgent in borrowed funds.
Today there are many creditors among banking institutions that, despite high risks, are ready to engage in lending to citizens without providing certificates of income and other papers. The borrower, who chose such a program, to take with me only a passport. There is also a credit specialist's questions to be answered, which, on the basis of the answers received, will fill out the appropriate questionnaire, and write down its recommendations.
The calibration of such applications is almost never engaged, and the decision on lending is made by special software - scoring system. In advance already in this program, the conditions under which a positive solution is given and when the client is given a refusal, and no deviations from these Terms are allowed.
After its appearance on Litecred.su and other similar resources, fast loans made only on the passport immediately gained popularity. There are several reasons for this. Some borrowers in such programs are most appreciated the simplicity of making a deal, other more like its speed, the opportunity to get the necessary borrowed amount in the shortest possible time. This option is good for persons who receive wages illegally or official wages indicate much less than the one that a person actually receives.
The essential and most important disadvantage of the credit on the passport is a big overpayment. Banking organizations are risking, signing such contracts, and risks in such cases it is customary to overlap with high interest rates. It is also worth knowing that express loans imply the issuance of a relatively small amount of money, usually not more than 30 thousand. Fast loans are among short-term, and return them to them during the year, and sometimes for fewer terms, depending on the agreement with the lender.