Ukuze uphile kusuka ezifundweni eziya ezifundweni, kusukela ekuxhaseni umama ngaphambi kokuhumusha okulandelayo kulungile lapho uneminyaka engu-20 futhi ulungile ngelungelo lesiwula sowesifazane onamileyo. Ukwenza okufanayo ngo-30 kudabukisa.
Ubesebenza iminyaka engaba ngu-10 futhi wakhe noma yimuphi umsebenzi, ungahle ube nezingane noma uhlele ukuzitholela, kepha useneviki ngaphambi kokudubula ama-popaths kubangani nokufihla izikweletu zikagesi ngethemba lokuthi zizonyamalala zodwa. Isikhathi sokwenza ukubuyekezwa kwamasiko alo wezezimali.
Phila ngokwazi
Njengesicoci - ukuchitha okuningi njengoba uhola, noma ngaphansi. Uma usweleka ngokucacile lesi sihlalo kuze kufike ethoni lesikhafu, uhambo olulodwa ehhotela lezinkanyezi ezinhlanu nangalawa mabhuzu (noma anele, kepha-ke uzophila ngezinto ezengeziwe emalini, noma funa enye indlela eshibhile.Gwema Izikweletu
Umsebenzi nguSathane kanye nesitha esikhulu. Izikweletu ziyingcindezi ne-neurosis, isifiso se-zadbollonkelny isifiso sakho esingaguquki ukukhuphukela kubangani baso ephaketheni nabaqoqi, njengabeshaka, imibuthano emincane ezungeze wena. Lokhu kukhulisa inzalo kwimalimboleko futhi, sizobe sithi uFrank, umgwaqo oqondile wokuthengisa okungamahlalakhona. Ungangena ezikweletini, kepha lesi yisilinganiso eseqisayo sezimo ezedlulele, kulawo macala uma kukhulunywa ngempilo noma empilweni. Kepha thatha isikweletu sokuthenga ama-pajamas esilika e-Lyme Colour kusuka ku- "Chanel" - uphawu lokungabi nalutho lobuwula.
Uma izikweletu zihambisana nawe ngaso sonke isikhathi, hlola ukuthi usebenzisa imali enkulu njalo ngenyanga, bese ucabanga ukuthi ungasika kanjani. Mhlawumbe awusona izindlela zokuphila wedwa emafulethini egumbini lokulala amathathu, futhi udinga ukushayela usuka enkabeni, noma ususe okuthile okubuhlungu. Noma thola umlingani bese uthele izindleko. Noma udla nsuku zonke ezindaweni zokudlela - khona-ke kungcono ukutshala imali epanini lokuthosa elihle bese uqala ukupheka kahle.
Beka imali
Eyesibili - Kubashka yezinhlelo ezinkulu, zizowela lapha ukuthenga imali yokuthengwa kwendlu, izimoto, amagquma ama-arabic noma imicimbi emikhulu efana ne-eco kanye nokuzalwa kwengane emtholampilo ohlonishwayo waseSwitzerland. Usayizi uncike ebulilini bemvelo yakho.
Ekugcineni, ikhiyubhu yesithathu iyathatha umhlalaphansi. Yebo, sihlose futhi ukuba ngaphansi kwaphakade, kepha uma kwenzeka konke uma kungenzi okuhlukile kuwe futhi ngeke kuyeke, uzodinga imali ngokuthatha umhlalaphansi, ngoba izimpesheni zethu zihlekisa. Vele, awukwazi ukuphilela le mali kuze kube sekupheleni kwempilo yakho, kepha uzokwazi ukukhokha izikweletu, uma usuqedile ukusebenza, noma ukukhokhela izinsizakalo zokwelashwa ezinhle. Cishe i-10% yemali yakho yanyanga zonke kufanele iye kwikhiyubhu yempesheni.
Ngokwesilinganiso, amantombazane amadala ahlehlisela esikhundleni sika-25% amaholo.
Musa ukuchitha
Wonke umuntu unamazinga ahlukene okuphila nezindlela zokuvumela imali ngomoya, kepha kukhona okungenamqondo okujwayelekile, okuthi, uma ubabala uSam, bashisa uhlobo oluthile lwemali engafani nezezimali. Lokhu kufaka phakathi imikhiqizo yethrendi - okungukuthi, izinto ezibiza zibiza ngoba nje kukhona ukubalwa okudumile, futhi izinto ezingeke zidingeke ku-PUCK izinyanga ezintathu, kepha namuhla zikhanya kubo bonke omagazini.Ukuthenga i-crap yokunethezeka, uyazithethelela ngeqiniso lokuthi le yikhwalithi futhi amakhulu eminyaka, kepha okungenani awuthandi. Umehluko ngekhwalithi phakathi kokunethezeka kanye nemakethe enkulu akubalulekile uma kukhona. I-nonsense ifaka ukudla kwansuku zonke kwi-cafe, uma ungathatha ukudla e-lanchbox, itekisi ukushayela ikhilomitha elilodwa nengxenye, ngoba izitorithi zokunethezeka zingamabhuthi aseSpain, imigoqo ejwayelekile emigoqweni esikhundleni samakamelo okuhlala nezinto ezintsha esikhundleni salokho yemayini elula kunazo zonke.
Isabelomali Sokwakheka
Khokha izikweletu ngesikhathi
Amanani emafutheni awamkhulu kangako. Kepha bangakhula, ngoba izinhlawulo zihlaselwa yizindleko ezingakhokhelwa. Futhi uma ukubekezelela ithuluzi lokukhokha isikhathi eside kakhulu, uzothunyelwa enkantolo nhlobo, futhi akumnandi futhi aphunge umlando wesikweletu. Thatha umkhuba wokukhokha izikweletu njalo ngenyanga futhi ngaso sonke isikhathi ukuze kungakhohlwa lutho nganoma yini.