Umlobi uDaniel Vagaska ulawulwa isabelomali sesabelomali somndeni, esingalulaza kalula amadola angama-14,000 ngonyaka. E-rubles yizinkulungwane ezingama-78 ngenyanga. Futhi umndeni weVagaska ungowabantu abahlanu. Kepha akekho noyedwa kubo obulawa yindlala futhi awenzi. Futhi konke ngoba kuyadingeka ukusindisa ngengqondo. Yilokho uDaniel okululeka labo abahlala emholweni kuya emholweni.
Ukubhala konke ukuhamba
Uvele ukhulumile, kodwa okufanele uwenze: Ukuze usindise, udinga ukwazi ukuthi wehla imali. Vikela uhlelo lokusebenza lokuhlela isabelomali noma ubhale phansi konke ngendlela yakudala, ipensela ku-notepad. Gcina amasheke - futhi ngokuphelele konke, ngaphandle kwamaqhinga. Ngisho nama-ruble angama-20 oshizi - nalokhu kungukusebenzisa.
Cisha ikhebula
Eziteshini eziyi-100,000 ezinikezwe zona, ubukeka u-3. futhi asatholakala kwi-Intanethi.Thenga okuthile okuncane futhi okulula
Ngabe udinga ngempela i-wheelbarrow ngama-esminits? Noma ifulethi elinamakamelo amathathu - uma uhlala wedwa futhi ulindele ukusebenzisa elinye lamakamelo okugcina e-junk? Yini, amazambane ngempela ePonte Supermarket 10 amazambane angcono avela esitolo eduze kwendlu noma unjalo nje esimweni sokuqala uzokunikeza isikhwama esihle nge-logo? Ukukhetha izinketho ezilula futhi ezincane, unciphisa ukusetshenziswa kwemali ngaphandle kokulahleka okubonakalayo njengokuphila.
Postpone ukuyothenga usuku
Ngibone amaphupho amaphupho? Lungisa, ubeke endaweni bese uya ekhaya. Kusasa uzobuya uyothenga. Yize ithuba elihle lokuthi phakathi nobusuku uzoza kuwe futhi uqonde ukuthi abanakho ukuzinikela kuwe.Khipha imali kwi-ATM yebhange lakhe
Noma kuma-ATM wamabhange ozakwethu. Ngoba ama-ATM avela eceleni azosiza kalula i-akhawunti yakho yama-ruble angama-30 okungenani. Ukususwa okunjalo - futhi manje ikhilogremu yamatamatisi.
Sebenzisa uhlelo lwemvilophu
Simply Stools: Thatha izimvilophini ezimbalwa, usakaze imali kuzo ezidingweni ezahlukahlukene bese usayina: "Ekudleni", "ezingutsheni", "ezitolo" ezitolo zokudlela ". Lapho ukhokha ndawo ekhadini, awuzizwa sengathi ikhekhe lemali lincibilike. Kepha uhlobo lwemvilophu yesikhumba luhlelwe kakhulu. Futhi lapho nje imvilophu "ezindaweni zokudlela" ibingenalutho, yeka ukuhamba encwadini - kuze kube ngenyanga ezayo.
Iya esitolo esiningi kancane kepha uthenge okuningi
Khumbula ukuthi wagcina kanjani uye esitolo ngama-apula. Khumbula? Yebo, ngaphandle kwama-apula athengile amasokisi, amakhukhi esinamoni, ibhodlela le-yogurt kanye nokunambitheka kwekhabethe. Bekunamahloni okuma ngokuhambisana nodoti omncane, wawukhohliswa ukuthengiswa - akunandaba ukuthi kungani, kepha uthole ubhasikidi ophelele wokungazinaki. Futhi kwenzeka njalo ngaso sonke isikhathi, kufanele uwele umkhawulo wesitolo. Thenga kakhulu, kepha izikhathi ezi-1-2 ngenyanga.Thenga inyama encane
Akekho onibizela ukuthi ushaye ku-veganism eqinile. Kepha izimbotshana zezinsuku zemifino ngesonto zizokusindisa nemali, nempilo.
Thenga imikhiqizo yemikhiqizo yabo yezitolo ezinkulu
Wonke amanethiwekhi amakhulu anemikhiqizo yawo ebiza ama-30-50% ngaphansi kwento efanayo, kodwa kusuka kolunye uhlobo. Ngoba i-supermarket ayikhangisi futhi ayisetshenziswa ikakhulukazi emaphaketheni. Futhi okushiwo kusazothenga iphepha lasendlini yangasese yebhasikidi kuphela kwisuphamakethe "yebhasikidi". Izinga lemikhiqizo enjalo akuhlukile ngokuyisisekelo kusuka kuhlobo lomkhiqizo. Lokhu kuyiqiniso ikakhulukazi ngobisi, inyama, amakhemikhali asendlini, imikhiqizo eqediwe.Lungiselela ekhaya
Ukudla kwangaphambilini kusuka ezitolo ezinkulu kuqala, hhayi njalo ngaphandle kwemibandela okusha, kanti okwesibili, kaningi kubiza kakhulu. Akukhona nje ukukhathazeka amasaladi. Uyakwazi ukwenza amaswidi azenzela ekhaya, isinkwa, i-muesli - konke abantu abavame ukukuthenga esitolo, yize bengazenza kalula.
Vumela cishe zonke izinto ezisekhabethe ziyisisekelo
Ukwakha ikhabethe lapho yonke into ihlanganisa nakho konke - iqhwa elincanyana. Kepha ungabhekana. Ngoba ukugqoka okunesibindi kwengubo eyenziwe nge-polyurethane eyenziwe nge-sequins, kunjalo, kuyothokozela wonke umuntu, kepha ilingana nesabelomali sakho, izicathulo, i-raincoat, ifenisha kanye nendlela yokuphila. Futhi uyibeka kanye. Futhi ama-jean nama-T-shirts baziphatha ngesizotha.Umshuwalense weReker
Noma ngabe usuneminyaka engu-10 ubudala, ungakhohlwa isikhathi sokubheka ukunikela kwabaqhudelana. Awushadanga ngalaba bantu abamshuwalense futhi awuzange ufunge ukuthembeka. Futhi ngonyaka owedlule, kungavela okunikezwayo okunenzuzo okuningi.
Ungagcini ukuthi uzosebenzisa kanjani isikhathi eside
Umshini owakha ikhofi. Washer. Ibhayisekili noma ikhompyutha. IKhabhinethi noma usofa. Kungcono ukuchitha okuthe xaxa futhi uthenge into engathi sína kunomsindo wesikhathi esisodwa, okuzohlukahlukana kwezinyanga eziyisithupha.Emanzini woku-oda lokudlela
Iziphuzo ziyinzuzo yangempela yezindawo zokudlela. Ibhange lokukhiqiza igesi lingabiza lapho njengebhodlela le-VINTS esitolo, kanye ne-vino ejwayelekile - njengeqoqo leBordeaux. Ama-ruble angama-200 ingilazi ngayinye ye-cola? Woza. Oda nje amanzi.
Bukela uphethiloli
Cabanga ngemizila emifushane, ungasinciphise ukuzungeza idolobha kanjalo nje, ngoba ilanga, umoya ebusweni nasemculweni odlala isihloko. Ungakhohlwa ukushintsha irabha futhi uhlole ingcindezi yesondo - lokhu kuzosiza nokunciphisa ukusetshenziswa kwayo.Bheka injabulo yamahhala
Akuzona zonke injabulo yempilo ebizayo. Hambani ngokusebenzisa ama-boulevards noma ukugibela epaki eVelika - mahhala. Ukuhlela ifilimu lasekhaya nabangane - hhayi mahhala kuphela, ngakho-ke futhi uletha ama-chip. Iminyuziyamu ivame ukuhlela izinsuku zeminyango evulekile, udinga nje ukulandela uhlelo. Zonke izinhlobo ze- "Monopolies", "Izilinganiso" nezinye izinkantolo zedeskithophu zidinga ukutshalwa kwezimali okuncane futhi zijabule iminyaka eminingi.
Umthombo