Kwesinye isikhathi kunezimo empilweni lapho owesifazane ekhona ngekhefu lokuya esikhathini ecabanga ngokwakha imalimboleko yemalimboleko. Izimbangela zezenzo ezinjalo zingaba zihluka. Imvamisa, umbuzo wokuthi kungenzeka ukuthi kungenzeka yini ukuboleka izindlu, ngenkathi kusomakhefu omama, kukhona omama abafuna ukwenza ngcono izimo zokuphila.
Izimbangela zokuhluleka kwebhange
Kunezizathu ezihlukile zokuthi kungani amabhange ephendula kwizicelo zesikweletu. Izinhlangano zezezimali azifuni ukubambisana nabakweletayo bangaphambili nabangasebenzi, abangenayo imali ephansi, osomabhizinisi abathile, abantu abasha abangaphansi kweminyaka engama-25, ababolekisi abangenayo impahla ebizayo. Ukuphendukela enhlanganweni yezezimali, abesifazane abaningi abasesimemezelweni bathola ukwenqaba isicelo sabo sempahla, futhi konke ngoba ingane isekwethembeni, futhi imali ivame ukuba nzima ukukhokha imali mboleko yezindlu.Akukho okungenakwenzeka
Umthetho awuvunyelwe ngabesifazane ngekhefu lokuya esikhathini ukuze wenze imalimboleko yokuthengwa kwezakhiwo. Kufanele ayithole uma kusho inombolo yezakhamizi ezizilolayo. Khombisa lokhu kungakhonjiswa kuphela ngokunikeza amadokhumenti atshela ngemali yanyanga zonke, nokuthi yini ezokwanela ukukhokha isikweletu ngaphambi kwenhlangano yezezimali. Abesifazane kufanele balungele iqiniso lokuthi imalimboleko izobiza kakhulu kunalokho abangakulindela, njengoba okufundwayo kuyokhipha umshwalense. Amakhadi we-Debit kuleli cala kungenye yezinketho zokuthola imalimboleko.
Imali eyengeziwe
Kunamathuba amaningi okuvuma isicelo sesikweletu kukhulisa ubukhona bomthombo owengeziwe wemali engenayo kowesifazane, ongakuqinisekisa. Kungenzeka futhi ukuthi usebenze esitsheni ngisho nasemsebenzini omkhulu kuze kube amahora amabili ngezinsuku zokusebenza. Umholo uzoba mncane kepha lokhu kungumholo owengeziwe wokwenzayo. Ungathola ngesikhathi sesimemezelo sokusebenza. Izinketho zezinketho futhi zivame ukuba yizicala lapho umsebenzi wesikhashana wesikhashana uphenduka inqwaba, njengoba iletha imali enhle. Imithombo eyengeziwe yemali engenayo ifaka izinkokhelo, izimpesheni nezinzuzo.Siza abaqeqeshi ababambisene
Uma kunabantu phakathi kwezihlobo noma abangane abazovuma ukuba ngabaqeqeshi bemalimboleko yemalimboleko, kubalulekile ukukhulisa ithuba lokuhlela isivumelwano esinjalo nebhange. Thatha imali ebanjiswayo kuleli cala kuzoba lula. Inani labasizi abanjalo imikhawulo ngayinye yasebhange ngokubona kwayo. Bonke labo abakhangayo akufanele kube yizikweletu kanye nabancike kukho, kufanele kube nomlando omuhle wesikweletu kanye nomsebenzi osemthethweni onomholo ophakeme ngokuqinile.
Imali yokuqala
Ngokuqondisa kwesinqumo esihle kuhlelo lokubolekwa kwemali, owesifazane osesimemezelweni angenza umnikelo wokuqala wosayizi omkhulu ngokulungela kwabo. Ezinhlelweni eziningi, lo mnikelo uneminyaka engama-20%. Owesifazane angasho ngokulungela ukwenza ama-50% nokuningi. Ezimweni ezinjalo, ngokunokwenzeka okuphezulu, ibhange lizonquma ukuhlinzeka ngemalimboleko kowesifazane ikhefu lokuya esikhathini.