Kungumbono wokuthi akunanzuzo ukusebenzisa imali mboleko, ngoba ukubuyisa ibhange noma omunye umbolekisi otholakele okutholwe okuningi. Kepha kunezindlela ezisiza ukuthola iziphakamiso zesikweletu ngokukhokha ngokweqile. Inketho engcono kakhulu izoba mboleko mahhala, okungabaza njengabaningi ukuba khona komkhiqizo onjalo.
Namuhla kunezindlela eziningi zokuthola imali mboleko ezingenamsebenzi futhi okokuqala kufanelekile ukunaka amakhadi akhethekile akuvumela ukuthi ukhokhele izinsiza nezimpahla, bese ukhokha unyaka owodwa. Amakhadi anjalo abizwa ngokuthi "unembeza" futhi awakavamile eRussia. Ububi bamakhadi anjalo ukuthi kuzosetshenziswa kuphela uma isitolo singumlingani webhange elikhiphe izitolimende ezinjalo. I-analogue "unembeza", imephu enegama elithi "halva".
Imalimboleko ehlukahlukene engenazo izintshisekelo amakhadi wesikweletu anesikhathi sokukhetha esisebenzayo. Kulokhu, sebenzisa imali yebhange, futhi ungayikhokheli, awukwazi. Isikhathi somusa ngokuvamile asidluli ezinsukwini ezingama-60. Ukukhetha le nketho phakathi kweziphakamiso ku-OneCred.ru, kubalulekile ukuthi ufunde ukuthi ungakubala kahle kanjani ukuqala kwenkathi yesethenjwa, ngoba akusona isikhathi sokubala kusukela ngosuku lapho umnikazi wekhadi asebenzisa khona imali ethola usizo kusuka umkhawulo wesikweletu.
Abathengisi bangaziheha bazikhethele bona, banikeze ukufakwa okunentshisekelo. Bonke banombala opendiwe, feza izibalo phambi kweklayenti. Konke kwenziwa ngokushesha nangokonakala ukuthi ngisho nokumangalisa kakhulu akunaso isikhathi sokubala konke, cabanga ngokucophelela futhi uyavuma ukuthi imali mboleko ingenawo inzalo. Kepha kuvela ukuthi izindleko zezimpahla ezitholwe ngaphansi kohlelo lokubolekwa kwamahhala ngenzalo zigcwele. Umehluko phakathi kwenani langempela lezimpahla kanye nenani elikhokhelwe yikhasimende lithunyelwa ebhange njengenzalo kwimalimboleko.
Imali mboleko enesidingo inganikezwa ngamanye ama-salon wemoto. Iziphakamiso zikhanga kakhulu, futhi akuhlali njalo obolekayo kuleli cala ngokuhlola uhlelo lokuthenga ngesikweletu, efuna ukwenza ukutholwa okunenzuzo. Ukubanjwa kweziphakamiso ezinjalo kuvame ukuthola ukuthi kuyadingeka ukuthi ukhokhe ngokushesha umnikelo wokuqala wosayizi omkhulu, ukukhokhela amakhomishini ahlukahlukene nezimali.
Uma uqonda konke kahle, imali mboleko engenamdlandla ngokoqobo akwenzeki. Izinhlelo, lapho inani lokutholwa lihlukaniswe izinkokhelo eziningana ngaphandle kokukhokha ngokweqile, zibizwa ngokuthi yizimpahla futhi, empeleni, ziyinkambo yokuthengisa ye-Dexted, okusetshenziswa ngenkuthalo ngezinhlangano zezezimali kanye nabathengisi. Lezo ziphakamiso ezinjalo zivame ukuzuzisa ngokwanele kubabolekisi, ngakho-ke akudingekile ukwenqaba ngokuphelele ekusebenziseni kwabo.