Emazweni aseYurophu, izakhamizi zisebenzisa ngenkuthalo imali mboleko, ezenziwa kuphela ukukhokhela imfundo. Ensimini yeRussia Federation, le mboleko ezinjalo azivamile futhi namanje zikhona, ngakho-ke kufanele zijwayele eduze.
Ngokwezinhlelo zezikweletu zemfundo, imali mboleko ihlinzekwa kuphela kulezo zakhamizi ezinganikeza isitifiketi sokuqeqeshwa emnyangweni okhokhelwayo, futhi lokhu kungahle kube kuphela isikhungo semfundo saseRussia, kanye nezikhungo zemfundo kwa kwamanye amazwe.
Isikhungo ngasinye sezezimali esinikezela ngemalimboleko kuFedcred.Su sinelungelo lokunquma ngokuzimela izimo zokukhipha imali mboleko yezemfundo. Kunezimo ezithile ezifanayo kuwo wonke amabhange. Isibonelo, ukuphetha okunjalo kungabhekana nezakhamizi zeRussia Federation eneminyaka eyi-14. Imvamisa, ababolekisi abancane kakhulu kufanele bathathe imvume yabazali, bafuna isiqinisekisi noma obolekayo ukuthola imvume kwisicelo sesikweletu. Ukuqeqeshwa kunikezwa inani elibekwe esivumelwaneni sokuqeqeshwa, futhi imali ngokwayo ayikhishwa ngabafundi uqobo, futhi bahunyushelwa ngokushesha esikhungweni semfundo nge-non-Cash.
Ungathatha imalimboleko yemfundo efinyelela eminyakeni eyi-10-16, ezuzisa kakhulu kubantu abangenayo imali ezinzile nokuhlelela inkokhelo yesikweletu ngemuva kokuthola idiploma. Isikweletu sezemfundo singukutshalwa kwemali ngokuzayo, ithuba lokuthola umsebenzi omuhle, okuzoba lula ukuthola umsebenzi okhokhelwa kahle.
Inzuzo yemali mboleko enjalo ngamanani aphansi minyaka yonke, amathuba okuthola imali enkulu kakhulu, okuthi, uma kunesidingo, kungakhuphuka, uma kuphakanyiswa esivumelwaneni sesikweletu sokwenza umhlangano. Amabhange amaningi avumelana nokuhlehlisa isikweletu eminyakeni engu-5-10. Isici semali mboleko enjalo ukuthi ngisho nezingane zingafaka isicelo sokutholwa kwazo. Inani lemalimboleko kanye nezinsuku zokubuyiselwa kwezikweletu kuleli cala kubalwa uma kubhekiswa kusayithi labazali bobolekayo. Kufanele kwaziwe ukuthi kuneziphakamiso zombuso ezikhethekile ezimalini zemfundo. Ukuze ube umhlanganyeli ezinhlelweni zokusekelwa komphakathi akulula, kepha usuthole lokhu, unganciphisa kakhulu izindleko zokuqeqesha.
Kukhona ekutholeni imalimboleko ebhekiswe emfundweni kanye nezingqinamba zayo. Obolekayo kuzofanela ahlinzeke umlende omkhulu wamadokhumenti ahlukene nezinkomba, futhi afakazele ukuvelela kokusungulwa, lapho afuna ukuthola imfundo, ukufunwa komsebenzi okhethiwe. Amabhange amaningi asebenza kuphela ngezikhundla ezithile zemfundo, futhi athole imali mboleko ekuqeqesheni kwesinye isikhungo ngeke isebenze nganoma iyiphi indlela. Ukukhetha inketho ngesikweletu, kufanele wazi ukuthi ezinye ingxenye yezindleko zisazombozwa ngokuzimela, kusukela ngaphezulu kwama-80-90% wezindleko zokuqeqeshwa eziphelele azikhokhelwa.