Bambalwa kubazali bethu abafundiswayo ukuphatha imali. Uninzi olukhule kwii-wineties ze-wineting kunye ne-zero engaqondakaliyo, imfundo yezemali yayikwi-zungelo: "Akukho mali." Ungaziphindezeli iimpazamo zabazali bakho-awufuni, ukuze umntwana wakho aphile kwi-shari yomvuzo nakwiindlebe ezindlebeni?
Sukuziva ukhululekile ukuthetha ngemali
Kuluntu lwethu, isihloko semali asingabi ngaphezu kwesihloko sesondo- kwanabo banokuxoxa nge-probatics yebhedi kuzo zonke iinkcukacha ziyivelela, zicela umvuzo kwaye azinqweneleli ukubuza umvuzo oyinyani kwiqabane. Thatha umntwana kwinto yokuba imali ayisiyintsimbi ecekisekayo kunye neproses yobomi. Ndikholelwe, ukukwazi ukuxoxa ngemali kuya kuba luncedo kakhulu kuye. Xelela ngokuvakalayo inkcitho yosapho kunye nokusasazwa kohlahlo-lwabiwo mali, chaza ukuba yeyiphi imali mboleko (kwaye kutheni kungcono ukunganxibelelani naye). Ngaphandle koko, umntwana uya kubonakala ngathi ngumntwana kubudala ukuba imali ingayi kwenza ngandlel 'ithile kwi-wallet, njengokubumba.Faka uhlahlo-lwabiwo mali lokwenyani
Ukuxhasa umntwana, musa ukukopela kwaye ukhuphe imali onokuyithenga ngayo into enqwenelekayo. Mayingabi nguMyili we "Inkwenkwezi yokufa ngokuchasene neshishini", kodwa ubuncinci i-ice cream ye-ice, okanye into. Kodwa andiyongamelanga intonga enento yokwenza nesisa-umntwana akukho lula ukwenza ukhetho phakathi kwamathuba amabi.
Sukuthatha isigqibo ngaye
Gcina Ubunzima
I-KRovonkka iphupha le-nonsense, ixabiso elingenakufanelwa kuhlahlo-lwabiwo mali, okanye kwisakhelo sengqondo eqhelekileyo? Ukujonga igazi lokuvalwa kwegazi, ndifuna nyhani ukutshicela ukubandezeleka kwaye ndimnike kwangoko umahluko-makuvumele sele ndiyithenge le nto ingamandla kwaye inyukele kuluntu lwentendelezo. Apha akukho mfuneko. Kungcono ukuhlala phantsi kwaye uchaze umntwana ukuba iiveki ezintathu ngaphandle kwe-pipi kwaye eziqengqelekayo sele zinesiqingatha sezinto ezingezizo. Unokuqala kwakhona i-akhawunti ekujoliswe kuyo - ibhokisi, umntwana ayihlehlise ipeni.Gcina Ubunzima-2
Ukuba ungcatsha imali ngeveki, kwaye uLwesibini we-wallet yomntwana ayinanto - le yingxaki yePickin. Eyona nto intle onokuyenza kukuhlala phantsi kwaye uxoxe ngokuzolileyo apho babehamba khona. IIMPENDULO EZIQHELEKILEYO ZOKUGCINWA KWEMALI NOKUGQIBELA ZE-MAGLE apho umxholo weveki uphelelwe khona. Ukuba ezo ncoko zaziqhutywa ebuntwaneni nathi, ngekhe sibethe intloko yakho malunga nodonga ngaphaya kwemivuzo.
Umntwana okhulileyo, imali eninzi
Kwaye hayi ngenxa yokuba iimfuno ziyakhula (nangona kunjalo), kodwa ngenxa yokuba umntwana mdala, enoxanduva, kubandakanya nemali. Izixa-mali ezinkulu ezifunyenwe kwisandla ziya kuvumela i-chatch ukuba isebenzise izakhono ekusebenzeni kohlahlo-lwabiwo mali kunye nomyinge weminqweno yamathuba.