Ibhedi, imali kunye nabantwana-ezintathu ezibaziselweyo zebhombu phantsi kwayo nayiphi na inoveli. Kwaye ukuba akukho ngxaki kunye nebhedi, kodwa kuyimfuneko ukuba uphile phambi kwabantwana, imali iphazamisa ubudlelwane kwangoko kwaye ayinamsebenzi. Kodwa kunokwakhiwa kwesondlo sezemali. Siyazi nokuba kwenzeka njani.
h2>1. Thatha umhlaba Ewe kunjalo, ngelixa ukhwela i-pink Unicorn kumnyama, thetha malunga ne-sulgariar, njengemali, engathandekiyo. Kodwa akukho mfuneko yokuba ubuze ebunzi: "Uhlala phi?" Yiya ecaleni kwaye ubhale ibali elatekele ukuba likuthumelele ikhekhe lebhanki, kwaye uya kunikwa amathandabuzo-ungazithathi izipho zenenekazi endala. Ingcebiso yakhe iya kukuxelela okuninzi malunga notyekelo lwendoda lokukhwela-okanye ukungakhweli-kwi-rivees yangaphandle.2. Thetha ngamatyala
Amatyala akwakhohliswa okungathandekiyo. Ukuqikelela ukuba wenzaka njani imali mboleko yokubambisa, ungakhathali ukuba ibhanki ayilali emotweni kwaye mhlawumbi kwirhafu yegazi. Makubekho isihloko.
3. Veza ntoni
Awunalo ixesha lokuqalisa u-Unicorns kwaye utsala iSkerb kwintsimi jikelele, njengoko yaqala: "Ngengqondo ' Ewe, kwinyanga ephelileyo, kwi-ruble i-ruble ye-500 yokutya okutshintshileyo! ". Umntu oye watya zonke iintlobo zenkunkuma yokutya iminyaka emininzi kwaye akazange ajonge itsheki kwitshekhi, ngokuqinisekileyo inokuba buthathaka ukuba ifane. Ke ngoko, ubuncinci ekuqaleni, gcina iitsheki kwaye ufake yonke inkcitho kwincwadana yencwadi okanye kwisicwangciso sesicelo. Ewe, umphefumlo wam, iPasta ngoku yi-ruble eziyi-150, kwaye ucinga njani?4. Buza
Ungathandabuzi ukucela imali kwi-Bbbleki. Makungabikho rhoqo, kodwa skriza: "Ndinike, umhle wena, uqhawuthumelo." Indoda iya kuba nombulelo ongazenzisiyo, ungaphantsi kwentloko, ungacingi ukuba iyimfuneko ekunamathise kusuku lwelebhu yehlabathi. Kwaye ngaphandle, oochwephesha bengqondo bathi asimthandi mntu usibangela ukuba kuhle, kwaye abo benze into elungileyo.
5. Dlala enkulu
Ukuba imali icula ngokucacileyo usukelo, musa ukuzama ukugcina amaqhinga- ukusuka kwinto yokuba isidlo sasemini kwi-cafe siyakutshintsha i-pattuck ethengisa intente kwi-tentelo, imali enkulu ayizukuxhathisa. Kodwa iya kunika inkungu kunye nokucaphukisa kwikamva le-villain kunye ne-nerd, leyo inaso i-steak ayinakubonelela. Sika okanye uhlehlise ukuya kwiindleko ezingcono. Ukukholwa swiak kwaye musani ukubandezeleka, endaweni ye-malsives ezi-5, uRrista ulinde wena, kwaye kunjalo, kodwa azigawula.6. I-Lithing Derws
I-Sweese phantsi komqamelo 10-20% yengeniso yabo yi-inshurensi yakho yemali yemo yemeko yobuqu yemeko yokuhlaselwa kunye nokuhlaselwa kwe-pume dow-jones.
7. Yenza imfesane ipesenti
Ngubani na ofumana okungakumbi, unesiphako ngakumbi kumthi oqhelekileyo. Umzobo "ulishumi eliphezulu kwaye ndingulona nqanaba liphezulu kuphela ukuba ingeniso evela wonke umntu iphantse iyafana. Ngaphandle koko, enye emva kweentlawulo kuhlahlo-lwabiwo mali lwasekhaya luya kuhlala ine-cache grabman epheleleyo, kunye nenqanaba le-zero elinemigangatho kwaye likhubekise. Kungcono ukuvumelana nokuncitshiswa kwemidla.8. Impembelelo yempembelelo
Isandla asiyeki ukuba sihlehlise igazi kwi-cube? Imimandla egalelekileyo yoxanduva. Uhlawula inkonzo yoluntu kwaye ares, wena ulungiselela izibonelelo kunye ne-Intanethi. Okanye ngokuchaseneyo.
9. Xoxa
Ke ngoko jikela kwincoko ibinzana "Ngaba singayifumana?", "Sinemali eyaneleyo yoku?" Okokuqala, ngoko ke ufundisa umntu kwinto yokuba ngoku unayo inkathazo kuphela, kodwa ne-piggy bank. Okwesibini, kuyakha ngokukhawuleza. Nje ukuba uhlahlo-lwabiwo mali lwesibini, ilungelo leevoti linalo zombini.10. Ungalibazisi
Yenza ngathi le bhuthi ikhule emthini, kwaye ukutya kwifriji kuthathe ukusuka kumlinganiso wendlela efanayo - indlela yokungabikho ndawo. Yonke imali efihlakeleyo kufuneka inyanzelwe kwangoko. Apha kususela kumhla wokuqala. Akukho luhlaza ngqo ukubuza: "Ngaba uyandiphatha?" Kwaye ngaphandle kwendawo yokuhlala makahlawule isidlo sangokuhlwa. Esi sisiqinisekiso sokuba kwixa elizayo intlawulo yeeakhawunti ayiyi kuguqukela ekucutheni kwabo.