Kumazwe aseYurophu, abemi basebenzisa imali mboleko ngenkuthalo, ezenziwa kuphela ukuhlawula imfundo. Kwintsimi yeRussian Federation, ezo mboleko zingaqhelekanga kwaye zisekhona, kwaye ke kufuneka ziqhelane nazo.
Ngokweenkqubo zemfundo zemfundo, iimali mboleko zinikezelwa kuphela kwabo babemi abanokubonelela ngesatifikethi kwisebe elihlawulelwayo, kwaye oku kusenokuba kungekuphela nje kwiziko lemfundo laseRussia, kunye namaziko emfundo kwamanye amazwe.
Iziko ngalinye lezemali libonelela ngemali mboleko kwi-fedcred.U inelungelo ngokuzimeleyo ichonge imeko yokukhupha iimboleko zemfundo. Kukho ezinye iimeko ezifanayo kuzo zonke iibhanki. Umzekelo, ukugqiba kwelokuba le nzala ingajongana nabemi be-Russian Federation Dederation iminyaka eli-14. Rhoqo, ababolekisi abancinci bathathe imvume yabazali, bakhangele isiqinisekiso okanye obolekayo ukufumana imvume kwisicelo setyala. Olu qeqesho lunikezelwa kwimali emiselweyo kwisivumelwano soqeqesho, kwaye imali ngokwayo ayikhutshwa ngumfundi, kwaye iguqulelwa ngokukhawuleza kwiziko lemfundo ngemali.
Ungathatha imali mboleko yemfundo ukuya kuthi ga kwiminyaka eli-10 ukuya kweli-12, eyingenelo ikakhulu kubantu abangenalo umvuzo kunye nokucwangciswa kwetyala emva kokufumana idiploma. Ikhredithi yemfundo lutyalomali kwixesha elizayo, ithuba lokufumana umsebenzi olungileyo, oluya kuba lula ukufumana umsebenzi ohlawulelwa kakuhle.
Inzuzo yemali mboleko enjalo iirhafu zonyaka ezisezantsi, amathuba okufumana imali eninzi kakhulu, ethi, ukuba iyimfuneko, ikwaziswa kwisivumelwano sentengo yemboleko. Iibhanki ezininzi ziyavuma ukuhlehlisa amatyala kwiminyaka emi-5 ukuya kweli-10. Inqaku lemali mboleko enjalo kukuba nabantwana banokufaka isicelo serisithi yabo. Isixa semali mboleko kunye nemihla yokubuyiselwa kwetyala kule meko babalwa kwisalathiso esivela kwindawo yabazali bobolekayo. Kuyaziwa ukuba kukho izindululo zorhulumente ezikhethekileyo kwimali mboleko yezemfundo. Ukuze ube ngumthathi-nxaxheba kwiinkqubo zenkxaso kawonke-wonke akukho lula, kodwa ekuphumezeni oku, unokunciphisa kakhulu iindleko zoqeqesho.
Kukufumana imali-mboleko ekujoliswe kuyo kwimfundo kunye nokulahla kwayo. Lowo ubolekayo kuya kufuneka abonelele ngembongolo yamaxwebhu amakhulu kunye nezalathiso, kunye nokubonisa ifrasti yendawo yokuhlala, apho ufuna ukufumana imfundo, imfuno yomsebenzi okhethiweyo. Uninzi lweebhanki lusebenza kuphela kumaziko athile emfundo, kwaye ufumane imali mboleko kuqeqesho kwelinye iziko alizukusebenza nangayiphi na indlela. Ukukhetha ukhetho kwityala, kuya kufuneka uyazi ukuba inxenye yendleko iya kuhlala ifitwe ngokuzimeleyo, kuba ngaphezulu kwe-80-90% yeendleko zoqeqesho ezizonke azihlawulwanga.