Umntu wale mihla kufuneka abe kwisingqisho esikhawulezayo sobomi banamhlanje. Ngokukhawuleza kufuneka wenze yonke into, ihlala iyimfuneko ukusebenzisa iimali mboleko ezikhawulezayo, apho incwadana enye yepasipoti yanele.
Nje ukuba iibhanki zasekhaya ziqalise ukukhupha iimali mboleko, ekuqwalaselweni kwezicelo (nokuba yeyiphi na le mali ixoxwayo) Umbutho wezezimali wayesebenza ixesha elide-ukuya kwiintsuku ezili-10. Ukufaka isicelo, kuye kwafuneka ndiqokelele iimbekiselo ezininzi zexesha ezahlukeneyo, fumana isiqinisekiso, sinika impahla yokubambisa. Ixesha elingaphezulu, iibhanki ziye zakhula ngakumbi, ngakumbi kukhuphiswano luye lwasinda, kwaye izindululo zamatyala amatsha aqala ukuvela, ezithathela ingqalelo iimfuno zababolekisi abahlukeneyo, kubandakanywa nezo zifuna ngokungxamisekileyo kwimali engxamisekileyo.
Namhlanje kukho ababolekisi abaninzi phakathi kwamaziko ebhanki, ngaphandle kweengozi eziphezulu, bakulungele ukuboleka kubemi ngaphandle kokubonelela ngezatifikethi zengeniso kunye namanye amaphepha. Obolekayo, owakhethe inkqubo enjalo, ukuba ahambe nam kuphela ipasipoti. Kukho nemibuzo yeNgcali yeNgenelezo ekufuneka iphendulwe, ethi, kwisiseko seempendulo ezifunyenweyo, ziya kuzalisa iphepha lemibuzo elifanelekileyo, kwaye zibhale iingcebiso zayo.
Ukulinganisa kwezicelo akuqhelekanga ukubandakanyeka, kwaye isigqibo sokubolekwa kwenziwa yisoftware ekhethekileyo - inkqubo yokufumana amanqaku. Kungaphambili sele kule nkqubo, iimeko apho isisombululo esinikiweyo kwaye xa umthengi anikwa ukwala, kwaye akukho gamo kwezi zinto zivunyelwe.
Emva kokubonakala kwayo kwi-lancreed.U kunye nezinye izinto ezifanayo, iimali mboleko ezikhawulezayo zenziwe kwiPasipoti kwangoko yafumana ukuthandwa. Kukho izizathu ezahlukeneyo zoku. Abanye ababolekisi kwiinkqubo ezinjalo baxatyiswa kakhulu ngokulula kokwenza isivumelwano, esinye nangakumbi, ithuba lokufumana imali ebiyinjulwe ngexesha elifutshane kakhulu. Olu khetho lulungele abantu abafumana umvuzo ngokungekho semthethweni okanye ngokusemthethweni babonakalise ngaphantsi kwalowo umntu ofumanayo umntu.
Eyona nto ibaluleke kakhulu kwaye ibaluleke kakhulu kwityala kwincwadana yokundwendwela yimali enkulu. Imibutho yeBhanki ibeka emngciphekweni, ityikitya izivumelwano ezinjalo, kunye nemingcipheko kwezi meko kulisiko ukuba ixhaswe ngamaxabiso ezenzala aphezulu. Kukwakufanelekile ukwazi ukuba imali mboleko ichaza ukuba kukhutshwa kwemali encinci, ihlala ingabi ngaphezu kwamawaka angama-30. Imali mboleko ekhawulezayo iphakathi kwethuba elifutshane, kwaye ibabuyisele kubo apha enyakeni, kwaye ngamanye amaxesha kangangeeMigaqo embalwa, kuxhomekeke kwisivumelwano nombolekisi.