Wonke umntu ufuna ukuphumla ukuze uphumle. Ubuncinci kube kanye ngonyaka. Kwaye lo mnqweno yinto yendalo. Uninzi namhlanje lusonjululwe kuyilo lwemali mboleko yokuthenga ukhenketho, apho kungabikho nto, ngaphandle kokuzonwabisa. Iingcali ezininzi ziyavuma ukuba imali mboleko ayifuneki ukuba ithathe iinjongo ezinjalo, kwaye ukuba ayinakugcinwa ngaphandle kwawo, kufuneka igcinwe kangangoko inokwenzeka ukuba imali mboleko iphantsi kangangoko kunokwenzeka.
Inketho elungileyo yokuphumla ngetyala kuya kuba kwabo sele bephumelele onke amandla abo kwaye abakwazi ukusebenza ngemveliso ngaphandle kokuphumla okuhle. Kufanelekile ukuba unikele ingqalelo kolu khetho xa iivawutsha ezivela kumaxabiso afanelekileyo, umzekelo, ukusuka phakathi kotyelelo olushushu.
Kutshanje, ukubhaliswa kwemali mboleko yokuphumla kuye kwathandwa kakhulu ukuba ungangenise isicelo kwi-Bhanki ngqo kwi-ofisi yenkampani yokuhamba. Oko kuyakwazi ukufunyanwa kukhenketho, ingcali iya kwenza i Isicelo semali mboleko, kwaye isigqibo siya kwaziwa emva kwemizuzu engama-30-60. Inzuzo yendlela enjalo yokuboleka inyathelo eliphezulu, kuphela kakhulu ngokwemicimbi enjalo iphezulu, kwaye ke iingcali zincoma ukunika ingqalelo kwezinye iindlela zokuyila imali mboleko yokuphumla.
Inketho elungileyo kwabo bafuna ukuphumla inokuba yimali mboleko ekujolise kuyo. Izindululo ezinjalo zihluleke kwiimeko ezifanelekileyo. Ubunzima ziinkqubo ezikhethekileyo ezibolekayo namhlanje zikude nazo zonke iibhanki, kwaye ke ukuchitha ixesha lokukhangela umbolekisi ofanelekileyo. Rhoqo iyaguquka ukuba iinkampani zokuhamba zabathengi ngetyala zithengisa iivawutsha ngamaxabiso aphezulu.
Phantse wonke umbutho wezemali usebenzisa iinkqubo eziqhelekileyo zabathengi. Lowo ubolekayo wanele ukukhetha i-dengivsem.U okanye enye iprojekthi efanayo nemali ngemali okanye kwikhadi lebhanki. Ungachitha imali njengoko uthanda, kubandakanya ukuhlawula ukuphumla. Olu khetho lulungile kuloo nto phakathi kwezicelo ezininzi kunokwenzeka ukuba ufumane iimeko ezifanelekileyo zekhredithi nexesha elifanelekileyo lokuhlawulwa kwetyala kunye nokuhlawulwa kakhulu. Ukunqongophala kokuboleka okunjalo kukuba i-Bhanki ibandakanyeka ekuqwalaselweni kweBhanki kangangeentsuku ezininzi, kwaye ke awunakuba nexesha lokuthenga ngexabiso lokugqibela kwixabiso lemizuzu.
Uninzi namhlanje bangabanini bamakhadi etyala. Ngokusebenzisa rhoqo, ungafumana umda owoneleyo wetyala, uze usebenzise ikhadi ukuhlawula ukhenketho. Inzala kwikhadi letyala ihlala iphezulu, intlawulo kufuneka iqhutywa yintlawulo engahlawulelwayo ukuze ingafumaneki inzala eyongezelelweyo, kwaye ke kuyacetyiswa ukuba iphinde ibhenele kule ndlela yokuzonwabisa.