Nigute twasuzuma amafaranga mubwenge? Nigute-Nka ... Kiddy! Kandi ntituzashinyagurira, ariko reka kwiyahura ubuzima!
"Kakebo: Sisitemu yo gucunga ingengo y'imari y'umuryango mpuzamahanga" (ALPINA YEMEWE, 2016) - Iri ni ryo zina rya Tomik, risobanura ibintu byose byoroshye byo kuzigama no kugwiza ku ntoki, mu nama nziza n'amashusho yacyo, cyane cyane nk'ingurube y'ubukungu). Twarayeretse tumenya ko aribyo twari mu buzima no kubura. Hanyuma bahisemo ibice bishimishije kandi byingirakamaro byayo.
"Koebeo" ni iki
PARELET yiyi sisitemu niyapani moto khani (1873-1957). Uyu mudamu na we yaratsinze (ku ishuri - umukobwa w'ikinege ku mugezi, umwe mu banyeshuri ba mbere b'ikigo cy'amashuri makuru y'abagore muri Tokiyo, yashyizeho ishuri ryihariye ry'abagore muri Tokiyo, ryashyizeho ishuri ryihariye ryubuntu hamwe n '"inshuti yinshuti yinshuti", niyihe ni imyaka irenga ijana), kandi abasomyi bize neza. Ni ukuvuga, gukosora amakuru kubyerekeye amafaranga yinjiza, gukoresha no kuzigama - no kugenzura neza amafaranga yo murugo. Kugira ngo ushimishe wenyine ntabwo ari uko yaguye, ariko atekereza kandi afite inyungu!Nifuzaga kumva impamvu amezi menshi arangije amafaranga? Kubara no kumenya neza (byambutse) kugirango wumve aho aribyo kurohama? Wige kwegeranya mu ngendo no kunezeza uburyo bwa shokora? Ariko hari ukuntu byageze kumaboko ... kubwimpamvu ikomeye. Turasaba kubitekerezaho na magic pendel - kandi dufata amahirwe kumurizo!
Bityo, Ukeneye KakeBo niba:
- Urashaka gukora kuzigama, ariko ntuzi aho ugomba gutangira.
- Ukeneye igikoresho kizafasha byoroshye kandi kizana ibintu gusa gutumiza.
- Urashaka kumenya ibyo dukoresha amafaranga burimunsi, kandi dutondekanya ibiciro byubwoko bwibikenewe.
- Urimo gushaka algorithm runaka izafasha gukurikirana intambwe zawe zihariye kugirango ukureho ingeso mbi no kuyasimbuza akamaro.
Mubyukuri, igitabo ubwacyo ni umurima witeguye kubisobanuro, hamwe nibishushanyo byose bikenewe, ibice. Kandi nanone yanditseho ibintu byashishikarijwe - Izi nintego (Ndashaka!), No kwicwa kwabo (ndabikoze neza!) Kandi gusesengura amahirwe yawe no gutsindwa. Mu ngendo zigenda muriyi nyanja, Dednauger izakorera ibice byitwa "Inama" kandi bihagarika byitwa "gushidikanya". Nibyiza, kumpera irashimishije cyane - ibishushanyo bigaragara hamwe nibibazo byukuri. Noneho ntabwo ari inzira, ahubwo ni isesengura rikomeye! Umwaka utaha birashoboka ko uzaba wuzuye! ..
Ngufi kubyerekeye amahame yo kuzigama amafaranga
1 Intambwe. Bika fagitire kuri buri kwezi.
Shyira amakarita kumeza mu ntangiriro ya buri kwezi - andika amafaranga hamwe no gukoresha. Itandukaniro riri hagati yinjiza, gukoresha amafaranga ateganijwe n'amafaranga ushaka gusubika, kandi ayo mafaranga hari amafaranga ushobora kumara mukwezi kumwe.
Andika amafaranga yakoreshejwe buri munsi. Inzira yoroshye ni ugukomeza kugenzura kumunsi, hanyuma ushire amafaranga yose kumeza - mbere yo kuryama cyangwa umunsi ukurikira mugitondo cya mugitondo.
Mu mpera za buri kwezi, umwanya wukuri ubaho. Intambara yumuryango wubukungu hamwe na Impyisi Yarancutse!
Intambwe 2. Turimo kuringaniza mu mpera zukwezi!
Shyiramo amafaranga yacyo ya buri cyumweru hamwe na buri kwezi mu byiciro (amafaranga yo mu rugo, gukoresha kuruhuka no kwidagadura, amafaranga yiterambere ry'umuco). Uzakusanya rero amakuru yumwaka urangiye azafasha gutegura gahunda yingengo yubwoko bwubwoko butandukanye. Byongeye kandi, urashobora rero kumenya buhoro buhoro ingeso zawe nicyo ukoresha. Kurugero, niba wagabanije ikiguzi cyinyongera, ukoreshe byinshi kumuco, nibindi.
Inama Njyanama. Mu mbonerahamwe itanu yinyongera, urashobora kwinjiza amafaranga, mubitekerezo byawe, agomba gukurikiranwa buri gihe. Kurugero, itabi, terefone igendanwa, lisansi, nibindi.
Byagenda bite niba bidasobanutse neza hamwe nibara? Kurugero, kurugero, Salon yubwiza. Ku muntu, amafaranga yo murugo ni amafaranga yo murugo ("kugerageza kutagerageza kuba uruhinja"), kumuntu - humura buri cyumweru, kuruhuka. Cyangwa ifoto: Kumara kunoza urugo cyangwa iterambere ryumuco? Tekereza kumererwa byinshi ni iki - kandi ntugahohotera igishushanyo "kuruhuka n'imyidagaduro", kuko mubyukuri birashobora gukora ikintu.
INTAMBWE 3. Reba ibibera buri gihembwe.
Izi nzinguzi zirasa, buri kimwe muri byo gifite ibiranga.
Banki y'ingurube z'inama zingenzi muburyo bwa "koebeo"
- Igice cyumushahara uteganya kumara mukwezi kumwe, gabanya burundu ibyumweru. Iyemeze kutarenze umubare wa buri cyumweru. Niba utarakoresheje ingengo yicyumweru, koresha aya mafranga icyumweru gitaha cyangwa wohereze kuri banki yingurube. Kandi ntuzigere wibagirwa gushyira muri banki yingurube mugitangiriro cya buri kwezi cyangwa kuri konti igice cyumushahara!
- Igenamigambi ni ubukungu bwa Ally. Ibi ni ukuri cyane kubiryo. Igenzura ububiko bwawe, reba ibicuruzwa bibujijwe igihe kirekire, kandi ugomba gutegura vuba. Kora menu muminsi myinshi hanyuma ugure neza nkuko ukeneye guteka. Rero, ntugomba gukora ibisigazwa cyangwa ibicuruzwa byarengeje igihe, kandi uzarya neza.
- Igihe cyose, kwakira umushahara, gusubika amafaranga kubiciro byagenwe mu ibahasha. Ntiwibagirwe izindibaha Imana: Amafaranga yo murugo, imyidagaduro, nibindi bisigaye bisobanura kuri konte yo kuzigama hanyuma ugerageze gukoresha ibiri mumabahasha. Urashobora gukoresha neza amafaranga mugihe amafaranga kubintu byibanze bisubikwa mbere.
- Kudoda kugura ukwezi. Andika ibyo ushaka byose, menyesha itariki namafaranga. Niba nyuma yiminsi 30 uzakomeza kugura iki kintu, birashoboka ko iyi atari imyanda idafite akamaro. Ubu ni inzira nziza yo kwirinda kugura bidasubirwaho, usibye, uzabona umwanya wo gutekereza ku ngeso zawe.
- Ntugure ibintu bihendutse byo kuzigama: Buri gihe ujye wibuka igipimo cya "igiciro - ubuziranenge". Byiza swater nziza kuruta mediocre icumi. Ibintu byiza byingenzi bikomeza kuba bishya, usibye, uzirinda kuzura imyenda.
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Nibyo, hamwe nuburyo bufite agaciro - kuko ibitekerezo - inama.
Nubwo waba utarigeze ugera ku ntego zose kandi ntusohoze ayo masezerano yose, imbona ko inzira yo gukemura ibyo bihe byiza byose iyo wahuye n'inshuti, banyuze mu mihanda myiza, banyuze mu mihanda myiza, bamaranye igihe cyiza cyangwa bonyine, Yagenze, yagiye i Sinema, soma ibitabo kandi yumvise ibiziga ... Igihe cyose ureba Kakebo, wibuke uko umwaka mwiza babaho, kuko ntakintu cyingenzi mubuzima, cyiboneye inshuti nabakunzi!