Turashaka amafaranga? Turashaka cyane! Nuburyo bwo kubabaza cyangwa gusaba - kutabizi. Mubyukuri, ntanumwe mubanyamakuru b'igihe cyose murikipe bemeye gufata iyi nyandiko. Kubwibyo, kugirango wandike twabajije Adriana Izh, psychotherapiste. Dore umuntu uzi kubona.
Mbega nabi
Reka dutangire kubyo udakeneye gukora mugihe nshaka kuzamura umushahara.1. Ntukajye aho umutware cyangwa nyiri sosiyete. Nibura, ntukeneye kubikora ako kanya.
Kubera ko hari ibitekerezo "ubu, iki kibazo nta mafaranga gifite," "birashoboka ko hari abandi bakozi bakeneye" kandi "batanyeganyega!";
2. Ntukajye gushira nyoko. Abamuwe bakunze kuvugwa verisiyo ebyiri z'inyandiko: "Ntabwo nzi impamvu wowe, Dura, kwishyura amafaranga, kwishima ko batirukanye!" Na "Nkunda Krovochka, hano gusuzugura peugeot, ntushake gushimisha mama?" Rimwe na rimwe, bababwiye bombi binyuze muri koma.
NK'UKO
Kugirango usabe neza amafaranga, byifuzwa guhaguruka ugahagarara byibuze mugihe gito kumwanya wacyo. Kuki ushaka amafaranga menshi?
1. Uzi ko muburyo butandukanye Mu myanya isa, abantu babona byinshi . Noneho Isesengura ry'isoko rizafasha: Ugomba kunyura mu myanya, wenda ujya mu biganiro bibiri hanyuma uvuge (na none, mbere yawe): "Muri sosiyete A, B, D, na none, abakozi bose Genda kuri 20% kundusha. " Zana iri sesengura ku muyobozi. Nibyiza kubanza gufata abakobwa bakobwa nabakozi bamenyereye (ntabwo biva muri sosiyete yawe). Sobanura ko usobanukiwe akababaro (ikibazo, nta mafaranga, hari abakeneye byinshi) bityo akaba ushaka, urugero rero, bityo bikagabanya ikiguzi cyo gushaka umukozi mushya w'indahemuka n'umushahara wacyo kuri 20%;
2. Wakoze byinshi kuri sosiyete . Hano urashobora gutanga ikiganiro cyiza, urashobora kumafoto, imbonerahamwe nibindi byishimo byubuzima - Ibyo wakoze warahindutse, no mu bindi masosiyete cyangwa gutandukana, hano Ikibazo gishobora no kuba mukiganza cyawe - guhinduka gushimira, aho usa neza) - kandi ubyereke kuri shobuja. Mubyukuri, bifasha byinshi. Kuberako niyo idashima shobuja wubu, irashobora kwerekanwa umukoresha. Bashima ibintu nkibi;
3. Ukeneye . Mubyukuri, ibi birashobora kandi kuba impamvu yo kubaza igihe kimwe cyangwa guhora biyongera kumushahara. Sobanura ko udashobora gukora kubwimpamvu za tekiniki kumishahara yawe: Uzapfa ufite inzara cyangwa ntuzabigeraho ukubuze kubura ingendo nisaha yo gutabaza. Umushahara ugomba kuba hejuru kuruta igihe gito, ibibazo nkibi, bitabaye ibyo ntabwo ari umushahara. Kubwibyo, ibirindiro byubwoko "Mfite umwana muto, kandi nkeneye kwishyura Nanny", "Isosiyete iri kure y'umusasu, bityo nkoresha amafaranga 2000 kuri minibus" kandi ko ibintu na byo biri ngombwa .
Bane. Umushahara ugomba gukura . Aba ni abakoresha benshi bakuriye muri Ussr ntibashobora kugaragara, ariko tubaho mugihe cyisoko ryubusa. Ibi bivuze ko niba umushahara wawe wiyongere, iragabanuka. Nka Lewis Carolla: Guhagarara - Ugomba kwiruka imbere. Kuzamuka kw'ibiciro n'ifaranga ry'umwaka kugeza ku mwaka uhindura amafaranga 100 mu mafaranga mato. "Ifaranga kuva mukanya ko igikoresho cyanjye ku kazi cyari 25%, kandi umushahara ntiwiyongereye, bivuze ko natangiye gushaka 25%" na no ku mpaka z'ingenzi.
Kurugero, dufata ikintu cyoroshye - igiciro cyurugendo rumwe kuri metero mu 2008 i Moscou cyari amafaranga 17. Niba waragendeye kuri metero inshuro 40 mu kwezi tubona amafaranga 680 (yego, waguze ikarita, ariko ntacyo bitwaye). Ibiciro byabaye amafaranga 35. Ni ukuvuga, umubare muto wingendo uzagutwara amafaranga 1400. Umushahara wawe wazamutse kabiri?
Nibyiza, ikintu cyingenzi - rimwe na rimwe ugomba gusa kuzamura umushahara kubakozi. Bitabaye ibyo, bagwa moteri, bumva badakunzwe kandi batishimye. Birumvikana ko ari ngombwa, niba ukunda akazi kawe, icyo ikipe ihagije kuri shobuja.
Ariko - nyuma ya byose - akazi ntabwo ari umuryango nubusabane gusa. Aya ni amafaranga. Amafaranga ni ngombwa. Kandi mubisanzwe rimwe na rimwe kugirango ubaze umuyobozi wo kunoza umushahara. Bitabaye ibyo, hariho amahirwe yo kugera ku byo atari umurimo, ariko ibyo ukunda.
Igishimishije, ni iki kindi gutesha imitekerereze? Soma! Nigute ushobora kuyobora umwana kugirango atishyishye, yanyanywa ibiyobyabwenge kandi mubi umunyeshuri mugushira neza kwishima neza - ibyifuzo bya psychotherapiste n'umwana bakeneye se? Ukurikije imitekerereze ya psychotherapiste, niba warakunze "atari muri iyo"? Ibyifuzo bya psychotherapiste