Umuntu wese azi ko inguzanyo ari nziza kuvugana n'imiryango ya banki ya banki, kuko itanga ibintu byiza. Ariko gusa kugura hano si buri vuba, kandi akenshi bisaba iminsi. Ntabwo buri gihe bishoboka gutegereza byinshi, bityo ugomba kuvugana n'imiryango iciriritse itanga inguzanyo zihita kurikarita.
Ibi ni Ihitamo kubonera cyane ko abantu benshi bishimira. incuro nyinshi ihererekanya nk'ivyo yashoje abagore, maze bose kuko nke abahagarariye hasi ni impengamiro yo guhaha kubushake. Nubwo mu ikotomoni yabo, nta mafaranga ahagije amafaranga kuko ibintu, bakaba bagiye gushaka kugira kera na atabishaka bamubonye mu iduka, ntiba kubabuza. Jya inguzanyo kanya ku ikarita nta sheki Ukraine, igihe amafaranga kugera ku wese ubu banki ikarita minota mike, uyu ni rimwe nyakuri agakiza, naho mu maduka hari igurishwa gito, bityo ushaka mwuzure urwambariro yawe bote nshya, ikanzu nziza, cyangwa Kandi gushimisha ubwawe ufite jewelry nshya.
Kanya inguzanyo ku ikarita ni byiza mu bantu ko we ntibemerewe gutanga banki inguzanyo bworoheje ushobora kwungukira nk'uwo murimo. Uburyo bwiza bwo gukora inguzanyo ako kanya kugirango ibe ikibazo mugihe umubare muto ukenewe, kandi imiryango yamabanki yiteguye gutanga inguzanyo kuva mubihumbi mirongo. Ibyiza nyamukuru, bitewe ninguzanyo nkiyi yabaye ibikenewe cyane, ni igipimo cyo kubona inguzanyo.
Microcredits nibyiza muribyo birashoboka kwishora mubikorwa byabo mu ntera ya kure, ni ukuvuga, ntuzagomba kujya kubiro kugirango usinyize amasezerano y'inguzanyo. Amabwiriza yose yo gucuruza azamenya kuri terefone kandi arabyemera niba ahasigaye. Niba ishyirahamwe ryimari, rikora ibishushanyo mbonera nkibyo, byakira ibyemezo, noneho bihita byohereza uwagurijwe numero yikarita ko amafaranga yashoboye kumvikanaho. Kubera ko kugenzura uwagurijwe bidakorwa, no kwiga gusaba inguzanyo, inzobere mu ishyirahamwe ry'imari rimara iminota mike gusa, ntukabyemere kuva mu iduka.
Mugihe cyifuzo cyakiriye amafaranga yatijwe ku ikarita, urashobora kumenyera intera yose, reba ibindi bicuruzwa, kora ibikwiye. Kanya inguzanyo ku ikarita ryerekeza umubare inguzanyo batari watoranije, kandi rero, ndetse nyuma bakoze kuri konti, ariko hemejwe guhindura kugura ku, bishobora kuba bworoshye gukorwa, kandi iyo yifuzaga, ni burundu bashobora kwanga gukoresha yabo mu iduka uyu, kumara ku - icyo ibitego bitandukanye.