Rimwe na rimwe hari ibihe mubuzima mugihe umugore uri mukiruhuko cyo kubyara atekereza ku gishushanyo cy'inguzanyo. Impamvu zibikorwa nkibi birashobora gutandukana. Kenshi na kenshi, ikibazo kijyanye niba bishoboka gukora inguzanyo ku miturire, mugihe kiri mu kiruhuko cyo kubyara, ari wenyine bagenzi bifuza kunoza imibereho.
Impamvu zo Kunanirwa kwa Banki
Hariho impamvu zitandukanye zituma amabanki asubiza ibyifuzo byinguzanyo. Amashyirahamwe y'imari ntashaka gufatanya n'uwahoze ari abashomeri, abashomeri kandi afite amafaranga make, ba rwiyemezamirimo ku giti cyabo, abahawe inguzanyo bari munsi yimyaka 25, abahawe inguzanyo badafite umutungo uhenze. Guhindukirira ishyirahamwe ry'imari, abagore benshi mu teka bahabwa kwanga gusaba inguzanyo, kandi byose kubera ko umwana ari mu kwishingikiriza, kandi amafaranga ari muto, kubera ko bigorana kwishyura inguzanyo.
Nta kintu kidashoboka
Amategeko ntabwo abujijwe n'abagore mu kiruhuko cyo kubyara kugira ngo bakore inguzanyo yo kugura umutungo utimukanwa. Agomba kubibona niba bivuga umubare w'abaturage biteganijwe. Erekana ibi birashobora kugaragara mugutanga inyandiko zivuga kubyerekeye amafaranga yinjiza buri kwezi, kandi niki kizahagije cyo kwishyura umwenda mbere yumuryango wimari. Abagore bagomba kwitegura kuba inguzanyo izaba ihenze kuruta uko bashoboraga kwitega, nkuko ibisabwa ni ugutanga ubwishingizi. Ikarita yo kubitsa muri uru rubanza nimwe muburyo bwo kubona inguzanyo.
Amafaranga yinyongera
Hano hari amahirwe menshi yo kwemeza porogaramu y'inguzanyo yongerera ahari isoko yinyongera yinjiza mukigore, ishobora kwemeza inyandiko zanditse. Ndetse birashoboka gukora kuri decole no kumurimo nyamukuru kugeza amasaha abiri kumunsi wakazi. Umushahara uzaba muto nyamara iyi ninyongera yinyongera yo gukora kubyara. Urashobora gusanga mugihe cyamateka agamije gukora. Amahitamo masa kandi akenshi usanga mugihe akazi k'igihe gito gihinduka kinini, kuko kizana amafaranga meza. Inkomoko yinyongera yinjiza harimo ubwishyu bwimibereho, pansiyo ninyungu.
Fasha Co-Abatoza
Niba hari abantu mubavandimwe cyangwa inshuti zemera kuba abatoza b'inguzanyo z'inguzanyo, ni ngombwa kongera amahirwe yo gutegura amasezerano nka banki. Fata inguzanyo muriki gihe bizoroha. Umubare w'abafasha nka buri banki igabanya ubushishozi bwayo. Abakuru bose ntibagomba kuba imyenda kandi batunzwe, hagomba kubaho amateka meza yinguzanyo hamwe numurimo wemewe numushahara munini ushikamye.
Amafaranga yambere
Mu cyemezo cyiza kuri gahunda y'inguzanyo, umugore wo mu iteka ashobora gutanga umusanzu wambere wubunini bunini nubwite. Muri gahunda nyinshi, iyi samwe ni 20%. Umugore arashobora kuvuga kubyerekeye kwitegura gukora 50% ndetse birenze. Mu bihe nk'ibi, hamwe n'ibishoboka byinshi, banki izahitamo gutanga inguzanyo ku mugore mu kiruhuko cyo kubyara.
