Kodi ogwira ntchito a ndalama za ndalama amapeza? Kodi mumamwa Lachisanu madzulo? Kodi mumatha bwanji kuthana ndi malingaliro? Ekaterina Kuzmina adatenga mfundo zomwe muyenera kudziwa za ntchito yoyambitsa yolinganiza ku Russia, ndikuwasonkhanitsa monga timakonda, mndandanda wa 18. Thandizo ndi Maganizo!
1. Ili ndi ntchito
Inde, inde zomwe muyenera kuyenda tsiku lililonse, kukhala muofesi kuyambira 10 mpaka 19 ndikupumula nkhomaliro (motero, nthawi zambiri popanda iwo), lembani malipoti, Pitani patchuthi, zolimbitsa chidwi ndi ogwira ntchito, kukwiya, manyazi, ku Facebook, akumwa khofi, mwachidule, kuti achite zonse zomwe anthu abwinobwino amachitira zinthu zabwinobwino.2. Ndalama zomwe amalandila kulandira malipiro
Mwachilengedwe, kuchuluka kwa malipiro, pafupifupi, pansi pa msika wamba kumayiko ofanana (Mutu wa njirayi, wotsogolera ndalama, ndi zina), koma wopikisana naye. Komabe, anthu omwe amagwira ntchito mu ndalama, koma ndizodabwitsa, ayeneranso kudya, kumwa, kubwereka ndi kukwera patchuthi.
3. Ogwira ntchito bf - komanso anthu
Amatopa, kukwiya, nthawi zina ntchito yawo imakwiyitsidwa, ndipo kuli masiku omwe safuna kalikonse. Awa si zolengedwa zakumwamba zomwe zimadyetsa utawaleza ndikudzitukumula ndi agulugufe, koma anthu wamba omwe amangochita nthabwala, amalumbira thumba la Lachisanu usiku. Anthu wamba omwe amapanga zinthu zodabwitsa mu tsiku ndi tsiku, chifukwa ndi ntchito yawo.4. Izi sizopanda ine
Maziko Achifundo Si "Ine ndi anzanga tidaganiza zothandiza agalu osowa pokhala!". Ndalama zomwe amapereka mwalamulo omwe amapereka msonkho kwa ogwira ntchito, amaliza mabatani ndi malo othandizira panganoli ndi mapulogalamu, kulipira mabulamu okhwima kwambiri m'derali. Chifukwa chake, mwachitsanzo, aliyense amene akufuna kumasulira kumanda osachepera 10 rubles, ndikofunikira kumaliza mgwirizano, choncho ngati muperekedwa pamsewu kuti mugule mpira kuti mugwiritse ntchito mpira khansa, kenako ndikuthekera wa 99% ndi chinyengo.
5. Ndalama zili ndi mayendedwe awo
Anthu ndi wina aliyense, amene akufunika thandizo, samacheperachepera, ayi, sadzakhalaponso. Ndikofunikira kumvetsetsa kuti ngati mukufuna kuthandiza kupulumutsa ananso ku New Zealand, ndiye kuti palibe chifukwa cholumikizira maziko "apatseni moyo". Thupi lililonse limathandiza kuthetsa mavuto ndi ntchito zina: Thandizani anthu (ana, wamkulu, okalamba), Kuteteza zachilengedwe ndi zowonjezera. Muyenera kusankha koti musunge khama!6. Wogwira ntchito aliyense wa BF amagwira ntchito mu thumba
Awa si amayi Teresa, kusonkhanitsa onse osauka opanda pake motsatira mapiko ake. Uwu ndi wogwira ntchito m'gulu lomwe limagwira ntchito ngati gawo la zochitika za thumba, malinga ndi panganolo ndi malamulo aposachedwa kwa Russian Federation. Ndikhulupirireni, mabungwe achifundo a Chifundo amayang'aniridwa ndi vuto lotere, lomwe silinalota.
7. Zisankho pa thandizo zimatengera Council Pansi pa Fund
Khonsolo (kapena Commission) imaphatikizapo madokotala, oyambitsa thumba, ogwirizanitsa ndi izi kapena izi. Ndiye kuti, zimangobwera kudzati "anyamata, ndikufuna kukhala ku Switzerland!" Sizingatheke. Ndikofunikira kupereka zikalata zotsimikizira kuti ndi zomwe Commission isankha pakuthandizira pakanthawi zonse. Mulimonsemo, phukusi la zikalata likhale lofunikira. Izi sizingachitike pokhapokha anthu okhala ndi matenda akulu kapena mawonekedwe, komanso kuti ateteze ndalama ku zachinyengo zomwe zimagwira ntchito motere.
8. Gwira mwa gawo lopanda malonda limafunikira maphunziro ndi luso lapadera.
Tsoka ilo, tsopano chiwonetsero cha Chifundo ku Russia chimangoganiza zopanga zake, kotero mabungwe ophunzitsa, komwe akatswiri akatswiri adzakonzekereratu m'derali, ayi. Onse omwe amabwera kudzagwira ntchito pamaziko, kupanga chidziwitso ndi maluso pansi, kugwiritsa ntchito maluso omwe amapezeka kumadera ena. Mwacibadwa, siyovuta komanso yosavuta, koma ndiyofunika.9. Kuthandiza
M'zaka za zana la makumi awiri ndi chimodzi, zombo za malo atakwiya m'chilengedwe, kuthandiza ruble ndizosavuta kuposa zomwe SMS angatumizidwe, kuwonetsa kuchuluka kwa zopereka. Kuphatikiza apo, ndalama zambiri zimakupatsani mwayi wotchedwa mobwerezabwereza - pankhaniyi, kuchuluka komwe mwawonetsa kudzayimbidwa ndi khadi lanu la banki. Kuphatikiza apo, pali zigawenga zomwe zimathandizanso ndalama kuti zisonkhanitse ndalama - imodzi mwa mitundu yayikulu [email protected]: Kumene mungasankhe thumba lomwe mukufuna, polojekiti, sinthani nokha. Ngati simudalira machenjera azachuma, mutha kupaka ndi kuwona ntchito ya maziko kuchokera mkati ndi maso anu. Monga akunenera, talandilani!
10. Maziko owongolera sapereka ndalama m'manja
Ndiye kuti mayuro a marourowa amagwira ntchito ku Germany mu Greenlope ndalama sizimapereka kwa iwo omwe amangofuna chifukwa chilibe ufulu. Ndalama iliyonse ndipo ruble iliyonse imayankha mlandu. Ndalama zopepuka pamwezi zimagona pa tsamba lipoti la kufika ndi kugwiritsa ntchito ndalama zomwe aliyense angadziwe bwino. Ndipo kulipira kwa chithandizo kumachitika mwachindunji ku zipatala zomwe mgwirizanowo watsirizidwa. Ngati mukufuna ndi zikalata izi, mutha kudziwanso.
11. Musamadzetse zabwino ndikugwiritsa ntchito chisangalalo
Ngati maziko adakana thandizo lanu lofunikira - mwachitsanzo, mukufuna kupereka katswiri wa piyano wakale, ndipo anthu oyipa awa amakana ndikumenyana ndi zomwe angathe, ndiye sizitanthauza kuti adayamwa. Nthawi zina ndalama zimangokhala ndi zinthu zina zilizonse zomwe zingatenge piyano yanu, ndipo nthawi zina ndimafunikira piyano mosamala pakadali pano kapena woyendetsa, kapena ana amasiye apamwamba kwambiri. Dalirani antchito - adzakuwuzani thandizo lomwe likufunika thandizo la thumba pompano.12. Thandizo osati ndalama zosakwana miliyoni
Ndalama zilizonse ndizofunikira komanso zofunikira: Ngati anthu a 1000 amatanthauzira ma rubble 100, ndiye kuti zimatembenukira ma ruble a 100,000 - ndizosangalatsa? Izi zikuthandizani kuti mulipire njira yokonzanso mwana zomwe zimapangidwa ndi chitukuko, gulani zofuna kuchipatala kapena agalu. Ndikwabwino kuthandiza pang'onopang'ono, koma nthawi zambiri, ndiye kuti ndalamayo ili ndi mwayi wokonzekera ntchito yawo, ndalama ndi ndalama.
13. Odzipereka ndi omwe amathandizidwa kwambiri ndi ntchito za bf
Chifukwa chake, ndikofunikira kufanana ndi kudzipereka komanso moyenera. Njira yomwe ndikufuna kuchita, ndikufuna - sindichita. "Osati njira. Amadalira inu ndipo ngati mulonjeza - onetsetsani. Ndalama zilibe mwayi wolimbikitsa chidwi mu bizinesi yaboma, chifukwa chake zonse zimakhalabe pazokha komanso udindo wanu.
14. Zopempha zonse zimayesedwa.
Osati kokha ndi ntchito kapena katswiri wa bungwe, komanso wogwira ntchito yamaziko. Ngati tikulankhula za chithandizo chamankhwala chokwera mtengo, ndikofunikira kuyang'ana kulondola kwa matendawa, momwemonso matendawa, kodi sizotheka kuthandiza ku Russian Federation? Kodi mankhwalawa amafunikira? Komanso, ndalama zonse kucheza ndi mzake ndi gawo zokhudza fraudsters amene amagonjera ntchito kwa ndalama cholinga cha phindu lenileni ndi patsogolo - modabwitsa, koma iwo ali komweko.15. Maziko angagwiritsidwe ntchito osati ndalama zokha, komanso kwa upangiri
Ngati pakadali pano thumba silingavomereze ntchito kapena, osati vuto la chidwi cha inu, ndodo ya maziko adzalangizira komwe ingalumikizane ndi katswiri. Osachita manyazi, anthu awa amadziwitsidwa za vuto lomwe angachitire kuchokera mkati.
16. Ndi 20% yokha ya ndalama ndi ufulu wogwiritsa ntchito ndalama zoyendetsera.
Kuphatikiza apo, 20% imatengedwa kuchokera kuchuluka kwa zomwe zimagwiritsidwa ntchito pazochitika za maziko malinga ndi pangano. Ndalama izi zimaphatikizapo kubwereketsa ofesi, kulipira ndalama zogwirira ntchito (intaneti, telefoni, ndi zina), malipiro a antchito ndi zina zotero. Amakhala ma ruble okwana 100 - zimatanthawuza masiku 20 omwe mungagwiritse ntchito nokha. Koma amakhulupirira kuti ndibwino kugwiritsa ntchito zochepa. Mwachitsanzo, "upatseni moyo" umatha pafupifupi 4-6%, ndipo Maziko a galkanok ali pafupifupi 12%. Zabwino kwambiri - ana!17. Ana ogona amasiye amafunika zosemphana ndi zoseweretsa, osati zoseweretsa ndi ma ipone.
N'zosadabwitsa kuti nthawi zambiri ana amasiye ndi m'nyumba zosungira alibe zinthu losavuta: mapepala, thewera, catheters, matewera. Ngati mukufuna kuthandiza ena mtundu wa boma, ndi bwino Pre-kukhudzana utsogoleli kapena Foundation, yomwe ndi kumuuza kudziwa kwenikweni chimene chiri zothandiza kubweretsa. Ndipo ngati nkofunika kotheratu, ndiye kuti anthu omwe ali m'mabungwe otere nthawi zonse amasowa imodzi yokha - yosavuta ya anthu.
18. Ngati munthu wokhala ndi mawonekedwe sikuti ndi wolemera kwambiri
Aliyense Zikuoneka kuti aliyense kuti anthu mu chikondi ndi woyera mtima, ndi anthu amene amathandiza ndinu yemweyo, molondola nampsopsonetsa magetsi. Osati! Omwe amalandila nthawi zambiri amakhala onyansidwa, onyansa komanso kuwathandiza. Koma mumathandiza, chifukwa mwa kuchitira zachifundo sathandiza osati zabwino komanso zosangalatsa, ndipo yesani kuthandiza aliyense.
Pics.Ru chifukwa cha thandizo pokonza zinthu Ksenia Onopko (Foundation "Galkonok"), Ekaterina Milovu (Foundation "Orbi") ndi Alexander Babkin (Project [email protected]).