Bedi, ndalama ndi ana - mabomba atatu ochedwa pansi pa buku lililonse. Ndipo ngati palibe zovuta pabedi, koma ndikofunikira kukhala ndi moyo tisanakhale ana, ndiye kuti ndalama zimasokoneza ubalewo nthawi yomweyo komanso mosaganizira. Koma zakudya zachuma zitha kuchenjezedwa. Timadziwanso momwe.
h2>1. Tengani dothi Zachidziwikire, mukamakwera pinki Unicorn ku utawaleza, kulankhula za zonyansa zotere, monga ndalama, zovuta. Koma sikofunikira kufunsa pamphumi: "Ndipo mumakhala chiyani?" Pitani kumbali ndikulemba nkhani yomwe amayi adaganiza kukutumizirani keke yobweza, ndipo mudzapatsidwa kukayikira - osatengera mphatso zotere kwa mayi wamkulu. Upangiri wake udzakuuzani zambiri za chizolowezi cha munthuyu kuti akwere - kapena kuti asanyamuke - kudziko lina.2. Lankhulani za ngongole
Ngongole ndizosadabwitsa. Kuti mudziwe momwe ali m'manja amabangula, osasamala ngati bankiyo sanagone pagalimotoyo ndipo mwina pamatumbo wamagazi. Lolani kuti pakhale mutu.
3. Sonyezani zomwe
Munalibe nthawi yokhazikitsa maikolo ndi kukokera m'gawo la Gersiri, popeza linayamba: "Pakuganiza za ndalama zomwe zatha ?! Eat, mwezi watha, pafupifupi ma ruble a 500 pa chakudya amasunthika! ". Munthu amene wadya zinyalala zamtundu wa chakudya kwa zaka zambiri ndipo sanayang'ane chekecho pa cheke, mwina sichingakhale chofooka kuyimira chiyani. Chifukwa chake, nthawi yoyamba, sungani cheke ndikulowetsa ndalama zonse mu kakonzedwe kapena dongosolo la ntchito. Inde, mzimu wanga, pasitala tsopano uli ndi ma ruble 150, ndipo munaganiza bwanji?4. Funsani
Osazengereza kupempha ndalama pa blkki. Tisalole nthawi zambiri, koma lingaliro: "Ndipo ndipatseni, ndiwe wokongola iwe, wozungulira; Munthuyo adzayamika - iye ndi wocheperako, musaganize kuti ndikofunikira kukuphatikizani ndi tsiku la labotale ladziko lonse lapansi. Kupatula apo, akatswiri azamisala amati sitikuyamikira aliyense amene amatipangitsa kukhala wabwino, ndipo iwo amene achita zinazake zabwino.
5. Sewerani zazikulu
Ngati ndalama zimasimba momveka bwino zachikhalidwe, musayese kupulumutsa zikondwerero - kuti chakudya chamasana m'tchire isintha pattuck pottuy kuchokera ku hema pamsewu, sungakane. Koma idzaperekanso kutentha ndi kukwiya pa tsoka la wolemera ndi nerd, zomwe mbusa sizingakupatseni. Kudula kapena kuchedwetsa mpaka nyengo yayikulu. Chikhulupiriro Steak ndipo Usavutike - M'malo mwa Maddives a Maldive 5, Crimea akuyembekezera inu, chabwino, komanso, koma sanadulidwe.6. Ma udzu
Fveese pansi pa pilo 10-20% ya ndalama zawo ndi inshuwaransi yachuma kwa vuto la kumenyedwa ndi kuukiridwa kwa chikomo cha Chuki.
7. Kukongoletsa kuchuluka
Ndani amapeza zochulukira, amafesedwa mofatsa. Chithunzithunzi "Ndinu opambana khumi ndipo inenso ndine khumi kokha pokhapokha ngati ndalama zomwe aliyense ali nazo ali pafupifupi zofanana. Kupanda kutero, italipira ndalama zolipira kunyumba zikhala ndi cache yathunthu, ndipo yachiwiri - ndi zero moyenera komanso kukwiya. Ndikwabwino kuvomereza chiwongola dzanja.8. Mapamwamba a Delhi
Dzanja silikukhetsa magazi mu cub cube? Thirani magawo a udindo. Amalipira ntchito yoyankhulirana ndi kubwereka, ndiye kuti ndinu pa intaneti. Kapena mosemphanitsa.
9. Kambiranani
Nthawi zambiri amalowa m'mawu oterewa ngati "kodi tingakwanitse?", Tili ndi ndalama zokwanira izi? " Choyamba, inu mumamuphunzitsa munthu kuti tsopano muli ndi tsogolo, komanso banki ya nkhumba. Kachiwiri, zimakhala molondola. Bajeti imodzi ya awiri, ufulu wa mavoti ulinso ndi zonse ziwiri.10. Osachedwa
Yerekezerani kuti nsapato izi zakula pamtengowo, ndipo chakudya chomwe chili mufiriji chidatenga muyeso wofanana - njira. Ndalama zobisika zonse ziyenera kukhazikitsidwa nthawi yomweyo. Apa kuchokera tsiku loyamba. Palibe manyazi kufunsa mwachindunji kuti: "Kodi mumanditenga?" Ndipo popanda pothawira iye amalipira chakudya chamadzulo. Ichi ndi chitsimikizo kuti mtsogolo ndalama zomwe zimalipira sizikusintha.