Wolemba Daniel Vagiaska ndi njira yothandizira bajeti, yomwe imatha kutambasula madola okwana 14,000 pachaka. Mu rubles ndi 78 zikwizikwi. Ndipo Banja la ku Vagaska ndi anthu akulu - asanu. Koma palibe aliyense wa iwo amene ali ndi njala ndipo sadzakumana nawo. Ndipo zonse chifukwa ndizofunikira kupulumutsa ndi malingaliro. Ndi zomwe Danieli amalangiza iwo omwe akukhala kuchokera ku malipiro kupita malipiro.
Kulemba mayendedwe onse
Mudalankhula kale, koma choti muchite: kuti mupulumutse, muyenera kudziwa zomwe mumatsikira ndalama. Pewani ntchito yokonzekera bajeti kapena lembani chilichonse mwakale, pensulo ku Noteite. Sungani cheke - ndipo chilichonse mwamtheradi, popanda machenje. Ngakhale ma ruble 20 pa tchizi - izi ndi kugwiritsanso ntchito.
Thimitsani chingwe
Mwa njira zokwana 100,000 zomwe zaperekedwa kwa inu, mumawoneka 3. ndipo amatha kupezeka pa intaneti.Gulani zinthu zazing'ono komanso zosavuta
Kodi mumafunikiradi wilibala ndi mastsetes? Kapena chipinda chogona chachitatu - ngati mumakhala nokha ndikuyembekeza kugwiritsa ntchito imodzi mwa zipinda zosungirako zopanda pake? Ndi chiyani, mbatata kwenikweni mu supermarket shopu ya pogula pafupi ndi malo ogulitsira pafupi ndi nyumba kapena inu monga choncho poyambira mudzakhala ndi chinsinsi? Kusankha Zosankha zosavuta komanso zazing'ono, mumachepetsa kugwiritsa ntchito ndalama popanda moyo.
Tsitsani kugula kwa tsiku limodzi
Ndinaona maloto a maloto? Sinthani, ikani ndikupita kwanu. Mawa mudzabweranso ndikugula. Ngakhale mwayi wopambana ndichakuti pakati pausiku mudzabwera kwa inu ndikumvetsetsa kuti sakugonjera kwa inu.Chotsani ndalama ku ATM ya banki yake
Kapena m'mabanki a mnzake. Chifukwa ma ani achitatu amathandizira akaunti yanu ya Ruble kwa 30 osachepera. Kuchotsa koteroko - ndipo tsopano kilogalamu ya tomato.
Gwiritsani ntchito envelopu
Mwachidule: Tengani maenvulopu ochepa, kufalitsa ndalama zina mwa iwo pazinthu zosiyanasiyana ndi kusaina: "Pachakudya", "pa zovala", "pamalesints". Mukalipira kulikonse kakhadi, simumva ngati keke ya Cash Sungunulani. Koma mtundu wa khungu la envelopu umakhazikika kwambiri. Ndipo makutu "pa malo odyera" anali opanda kanthu, siyani kuyenda m'bukuli - mpaka mwezi wamawa.
Pitani ku Supermarker Stople nthawi zambiri koma kugula zina
Kumbukirani momwe inunso komaliza zidapita ku sitolo kwa maapulo. Mukukumbukira? Inde, kupatula maapulo awiri omwe mudagula masokosi, ma cookien cookie, botolo la yogati ndi kununkhira kwa nduna. Zinali zochititsa manyazi kuyimirira mogwirizana ndi zinyalala zazing'ono, inu munapangidwa ndi kugulitsa - zivute zitani, koma mudapeza dengulale lathunthu. Ndipo zimachitika nthawi zonse, muyenera kuwoloka popukusira. Kugula kwambiri, koma nthawi 1-2 pamwezi.Gulani nyama yochepera
Palibe amene amakuitanani kuti mugunde mu vetikisi. Koma masiku onse a masiku sabata iliyonse amakupulumutsani ndi ndalama, komanso thanzi.
Gulani zinthu zomwe zili m'masitolo akuluakulu
Ma network onse akuluakulu ali ndi mitundu yawo yomwe imawononga 30-50% yochepera kuposa momwemo, koma kuchokera ku mtundu wina. Chifukwa malo ogulitsira sawalengeza ndipo sagwiritsidwa ntchito makamaka pamapulogalamu. Ndipo tanthauzo likugulirabe pepala la zimbudzi zokha mu "bangu" super. Mtundu wa zinthu ngati izi siosiyana kwambiri ndi mtunduwo. Izi ndizowona makamaka mkaka, nyama, mankhwala apakhomo, zinthu zomaliza.Konzani kunyumba
Chakudya chapitacho kuchokera m'masitolo akuluakulu, osakhala atsopano, ndipo chachiwiri, nthawi zambiri chimakhala chokwera mtengo. Sikuti amadana ndi saladi okha. Mutha kupanga maswiti opangira zodzikongoletsera, mkate, muesli - zonse zomwe anthu amagula m'sitolo, ngakhale zimatha kudzichitira okha mosavuta.
Lolani pafupifupi zinthu zonse mu zovala ndi zofunika
Kupanga zovala zomwe chilichonse chimaphatikiza ndi chilichonse - ayezi wowonda. Koma mutha kupirira. Chifukwa chovala chopangidwa molimba mtima chopangidwa ndi kunja kwa polirethane ndi sepin, koma choyenera mu bajeti yanu, chofunafuna chakudya chofananira, nsapato, mipando ndi mipando. Ndipo inu mwayika icho kamodzi. Ndipo ma jeans ndi ma t-shire amakhala modekha.Sungani inshuwaransi
Ngakhale mutakhala ndi zaka 10, musaiwale kuyambira nthawi kuti apereke opikisana nawo. Simunakwatirane ndi ma inshuwaransi amenewa ndipo simunalumbire mokhulupirika. Ndipo kwa chaka chatha, zopereka zambiri zopindulitsa zitha kuwoneka.
Osasunga momwe mungagwiritsire ntchito nthawi yayitali
Wopanga khofi. Washer. Njinga kapena kompyuta. Nduna kapena sofa. Ndikwabwino kugwiritsa ntchito zochulukirapo ndikugula chinthu chachikulu kuposa nthawi ya nthawi imodzi, yomwe idzachoka m'miyezi isanu ndi umodzi.Munthawi yodyera
Zakumwa ndizopindulitsa kwenikweni kwa malo odyera. Banki yopanga mpweya imatha kuwononga pomwepo ngati botolo la masitepe m'sitolo, ndipo vino wamba - monga osonkhanitsa Bordeaux. 200 ma rubles pagalasi la Cola? Inu. Kuyitanitsa madzi okha.
Penyani mafuta
Ganizirani njira zazifupi, osadula mozungulira mzindawo monga choncho, chifukwa dzuwa, mphepo kumaso ndi nyimbo zikuyenda mutuwo. Musaiwale kusintha rabara ndikuyang'ana kuthamanga kwa tayala - izi zimathandizanso kuchepetsa kumwa.Yang'anani chisangalalo chaulere
Sikuti chisangalalo chonse cha moyo ndiokwera mtengo. Yendani kudutsa ma boulevards kapena kukwera paki pa velika - kwaulere. Kukonza makanema apanyumba ndi abwenzi - osati kwaulere okha, motero mumabweretsanso tchipisi. Malo osungiramo zinthu nthawi zambiri amakonza masiku otseguka, muyenera kungotsatira dongosolo. Mitundu yonse ya "monopolies", "makhothi" ndi makhothi ena a desktop amafunikira ndalama zochepa ndipo amasangalala kwazaka zambiri.
Chiyambi