Ziwerengero zikuwonetsa kuti lero anthu ambiri amagwiritsa ntchito makhadi a ngongole kapena kulipira ngongole. Ndipo zonse chifukwa ndizovuta kwambiri kupeza chilichonse chomwe chimafunikira banja komanso kunyumba, pa malipiro, makamaka kwa akazi. Mutha kupulumutsa chaka chakutha kupeza, koma zosangalatsa kwambiri kuti zitheke, ndikulipira kuti mugule ndi magawo.
Mutha kupanga ngongole lero pafupifupi zachuma. Pa intaneti komanso yochokera ku Intaneti mutha kupeza malingaliro a kapangidwe ka mafupa omwe amatchulidwa, gawo lomwe likugulitsidwa lonse litachitika tsiku limodzi. Mabanki ambiri ali ndi makonzedwe akulu, pomwe woimira wazachuma amapereka malo antchito kuti athe kuvomereza ndi kugwiranso ntchito ngongole m'sitolo. Njira iyi yobwereketsa imasankhidwa ndi ogula ambiri, monga momwe zingakhalire, sizitanthauza kuti mapepala akuluakulu a zikalata komanso malo ogulitsira omwe mungapite ndi mwayi wopeza. Mabungwe azachuma akugwirizana mogwirizana ndi kupita ku zoopsa ndipo amatumiza ndalama zobwereketsa ndalama pa intaneti.
Ngongole mwachangu sizimafuna kutolera, lumbiro la katundu wofunikira, komanso kupereka chitsimikizo choyenera pansi pa njira ndi mwayi wawo wopambana. Chifukwa chake pamalopo pa intaneti, mutha kupanga mgwirizano kuti ukhale pafupifupi nthawi iliyonse, popeza banki imangofuna pasipoti yokha, pomwe pali chikalata cholembetsa, ndipo chikalata chotere pafupifupi munthu aliyense amakhala nanu nthawi zonse. Zowona, kupezeka kwa zikalata zowonjezera ndi mafotokozedwe ake kumathandizira kusankha kwabwino komanso kubwereketsa ngongole pazomwe zimachitika. Pobwereketsa nthawi yomweyo, mabanki sasamala kuti mbiri yabwino idzathandizira kupeza lingaliro labwino pa kadingo.
Kuyenera kukumbukiridwa nthawi zonse kuti chiopsezo cha mabungwe a Banking mu malonda, osabwereketsa ndalama zokwera mtengo, ngakhale zikwangwani ndi mabungwe amatha kukopa chidwi cha kuchuluka kochepa kwambiri. Pofuna kuti musagwere mumsampha, musanasaine mgwirizano wa ngongole, ndikofunikira kuti muwerenge mosamala chikalatacho chomwe chitha kunenedwa pogwiritsa ntchito ndalama zowonjezera. Ndikofunikira popanga ngongole zofulumira kufunsa katswiri wa ngongole kuti apereke dongosolo lolipira. Mu chikalata chotere, chikuwonetsa bwino kuchuluka komwe muyenera kuyambiranso obwereketsa chifukwa cha Tuming, zowonjezera zowonjezera, chidwi.