Chifukwa cha chikalata chapadziko lonse, njira zosinthira za deta pakati pa makampani zachuluka. Ndipo kutuluka kwa kapangidwe kameneka ngati BKI kunapangitsa kuti ntchitoyo ibwereke. Kugwirizana kwathunthu kwa makasitomala okhala ndi mabanki odziwika masiku ano ndizotheka pokhapokha ngati pali mbiri yabwino. Kuperewera kwa mbiri yakale sikukusonyeza ulemu kwa wobwereketsa, ndipo mwina, motsutsana, m'malo mwake, amagwira chifukwa chokana ndalama. Momwe Mungakonzerere?
Njira nambala 1: "MFO Kuthandiza"
Njirayi imagwirizana ndi obwereketsa omwe ali okonzeka kugwirira ntchito ndi MFIS. Mabungwe ngati amenewa amavomereza kugwiritsa ntchito ngongole pa intaneti komanso m'maofesi awo. Kukonzanso kutalinso masiku ano kuli kotchuka kwambiri chifukwa kumalola ntchito zonse popanda kuchoka mnyumbamo. Mkhalidwe woyambira wa malonda wopambana ndi kupezeka kwa intaneti.Ndalama zamtunduwu ndizabwino chifukwa:
- Sizitengera ola limodzi;
- Kugwiritsa ntchito MFIS ikhoza kugwiritsidwa ntchito kudera lililonse la dzikolo;
- Mikhalidwe yobwereketsa imasavuta (palibe chomwe chikufunika kuchokera kwa wobwereketsa, kupatula pasipoti);
- Ndalama zitha kulembedwa pakupempha kasitomala pa khadi, chikwama chamagetsi, kapena kutumiza imodzi mwa njira zomasulira pomwepo (kutengera zomwe kampani yosankhidwa idapereka);
- Ngakhale makasitomala omwe alibe ndalama zokhazikika amatha kugwiritsa ntchito ngongole za pa intaneti, kapena palibe mwayi wotsimikizira kuti ndalama zivomerezedwe.
Ndikofunikira: Pofuna kupanga mbiri yakale, ndikofunikira kuyandikira ngongole ya pa intaneti momwe mungathere. Bank of Central Bank ikani mabungwe onse ophatikizidwa mu registry, perekani zambiri ku BKA. Ngati kampani yomwe mungasankhe si mndandanda wotchulidwa, ndibwino kukana malonda.
Njira nambala 2: "Malire a Card '
Pafupifupi ndalama zochulukirapo, monga banknote banknotes. Mtundu uwu wobwereka ndi wofanana ndi ngongole zofananira, kuyambira zambiri zokhudzana ndi zochitika zotere zimawonekeranso mu lipoti la BKA.
Makhadi a ngongole amapezeka pafupifupi aliyense. Pofuna kupeza ndalama, wobwereketsa ayenera kutsatira njira zina. Pali mwayi woti sudzagwira ntchito ngati khadi ya pulasitiki mu banki yayikulu kuyambira nthawi yoyamba. Pankhaniyi, ndi zomveka kulumikizana ndi bungwe laling'ono. Kuti musinthe njira yosankha, akatswiri adasankha makhadi abwino kwambiri a ngongole kwa inu ndikupanga magulu apadera.
Pakati pa zabwino zamtunduwu wobwereketsa:
- Kukhalapo kwa nthawi ya chisomo;
- Ufulu wogwiritsa ntchito gawo limodzi la ndalama;
- Kuthekera kupulumutsa, chifukwa cha chidwi chapadera.
Nthawi zambiri, oyambira adzakhala ochepa. Komabe, ngati mungagwiritse ntchito "kirediti kadi" pafupipafupi, komanso ngongole yozimitsidwa nthawi ya nthawi, bankiyo idzawonjezera malire. Kukopa kwa dongosolo la kampaniyo kudzakupatsani mwayi kuti mupange mbiri yabwino.
Njira nambala 3: "Mabanki Ochezeka"
Ngati simuyenera kuwerengera kukondera makampani akuluakulu a ngongole, mutha kuyesa kupanga ngongole mu banki yodziwika. Mabungwe oterewa akuyesetsa kukulitsa kasitomala, ndipo amayang'ana nthawi zambiri. Kusowa kwa mbiri yakale ndi imodzi mwa izo. Mwachidziwikire, ndalama zovomerezeka zimakhala zochepa, koma pambuyo pake, ngati kubweza kudzachitika popanda kuledzera, kasitomala akuyembekeza kuti apatsa mikhalidwe ndi malire.Katundu wa nambala 4: "Kugula kosavuta"
Njira ina yopindulitsa yopanga mbiri ya ngongole ndikupanga ngongole zogulira katundu m'masitolo, i. Ngongole Zapamwamba. Ichi ndi njira yosavuta komanso yosavuta kuti mupeze ndalama zomwe mukufuna. Mapangano amapezeka ndi antchito a mabanki otchuka m'malo ogulitsa. Kukhazikitsa nthawi kuti zinthu zizichitika, monga lamulo, musapitirira miyezi 12.
Ubwino waukulu wa ngongole ndi izi kuti mukwaniritse zotsatira zomwe mukufuna, ndikokwanira kugula china chake chosakwera kwambiri. Chinthu chachikulu ndikuti kulipira kumapangidwa munthawi yake komanso kwathunthu.
Njira nambala 5: "Kugwiritsa ntchito"
Banks amayamikira makasitomala omwe samasamala kutsimikizira zolinga zawo zazikulu zomwe amachita. Ndipo ngati mwakonzeka kupereka lonjezo lapa mtengo, lingakhudze kwambiri lingaliro la kampani ya ngongole. Magalimoto nthawi zambiri amatengedwa momwe angathere. Zinthu zapamwamba za nyumba zagulitsa zimadulidwa nthawi zambiri, chifukwa pali zofunika kwambiri pakuwunika kwawo.
Ndipo pamapeto pake : Osayesa "zosankha zonse pamwambapa. Milandu iliyonse yokhudza kukopa bungwe la ngongole yalembedwa mu lipoti la BKA, ndipo zochita zanu sizingayambitse zotsatira zomwe mukuyembekezera.