Aliyense akufuna kupumula kuti mupumule. Osachepera kamodzi pachaka. Ndipo izi ndi zachilengedwe. Ambiri masiku ano athetsedwa chifukwa cha ngongole kuti agule maulendo, momwe sipadzakhala lingaliro, kupatula zosangalatsa. Akatswiri ambiri amavomereza kuti ngongole ndi yosafunika kukwaniritsa zolinga zotere, ndipo ngati sangathe kupulumutsidwa popanda iwo, ziyenera kupulumutsidwa moyenera kuti ndalama za ngongole ndizotsika kwambiri momwe zingathere.
Njira yabwino yopumira pa ngongole idzakhala kwa omwe atopa kale mphamvu zawo ndipo sangathe kugwira ntchito moyenera popanda kupumula. Ndikofunika kulabadira njirayi pamene ma Vococher amapeza mitengo yabwino kwambiri, mwachitsanzo, kuchokera pakati pathu.
Posachedwa, kulembetsa ngongole kuti zikhale zotchuka kwambiri kotero kuti mutha kutumiza pulogalamu ku banki molunjika kuchokera ku ofesi ya Company. Izi ndi zotheka, chifukwa wophunzirayo adzapeza Ntchito ya ngongole, ndipo lingaliro lidzadziwika pambuyo pa mphindi 30-60. Ubwino wa njira yobwereketsa iyi ndi liwiro lalitali, lochulukirapo molingana ndi zochitika zoterezi ndi zazitali, ndipo chifukwa chake akatswiri amalimbikitsa kutsatira njira zina zopangira ngongole kuti mupumule.
Njira yabwino kwa iwo omwe akufuna kupumula akhoza kukhala ngongole yopuma. Malingaliro amenewo amasiyanitsidwa ndi malo abwino. Mavuto ndiwo mapulogalamu apadera omwe masiku ano ali kutali ndi mabanki onse, motero kuti athe kupeza nthawi yakufunafuna wobwereketsa. Nthawi zambiri zimapezeka kuti makampani oyendayenda a makasitomala a ngongole amagulitsa ma voucher pamitengo yambiri.
Pafupifupi gulu lililonse lazachuma likugwira mapulogalamu wamba ogula. Wobwereketsa ndi wokwanira kusankha dengovsem.su kapena malo ena ofanana ndi ndalama mu ndalama kapena kusamukira ku banki. Mutha kugwiritsa ntchito ndalama monga momwe mungafunire, kuphatikiza polipira kupuma. Njira iyi ndiyabwino kwambiri pazomwe zimapezeka mwa magawo angapo ofunikira kuti mupeze mbiri yabwino kwambiri yokhala ndi ndalama yoyenera ngongole ndi kuchuluka kochepa. Kuperewera kwa kubwereketsa ndikuti bankiyo imangoganizira za banki kwa masiku angapo, chifukwa chake simungakhale ndi nthawi yogula maulendo omaliza pamtengo womaliza.
Ambiri masiku ano ndi eni makhadi a ngongole. Kugwiritsa ntchito mosalekeza, mutha kupeza malire akuluakulu a ngongole mokwanira, kenako gwiritsani ntchito khadi kuti mulipire maulendo. Chidwi cha ngongole nthawi zambiri chimakhala chambiri, kulipira kumayenera kuchitika ndi ndalama zomwe sizimapereka ndalama kuti zisalandire chidwi chowonjezera, chifukwa chake tikulimbikitsidwa kuti tisasangalale.